Learn & Plan

Common Situations

This section guides you through some common situations dealing with auto insurance. To see how your auto insurance policy and coverages may be affected, or answers to these common questions, please read about the segments below:

expand

You need to find out who is covered under your policy.

People covered under your insurance policy may include:

• People named on your policy
• Household relatives
• People who, with your permission, use the vehicle

To be covered, a person only has to meet one of these qualifications.

A teen in your household is getting his/her driving permit.

If a member of your household is getting a driving permit and taking driver's education, that person is most likely covered under your policy. This would be a good time to contact your local American Family Insurance agent to review your auto insurance coverage.

You are changing your name or address.

If you change your name or address, please notify your agent. It's important that we have your correct name and address so all policy information and notices may be sent directly to you. Knowing your correct address also helps us to make sure the amount of your auto insurance policy premium is correct.

You are getting married.

Your new spouse is an insured person if you live in the same household. This may affect your premium. You should contact your local American Family Insurance agent for more information.

You have recently become divorced.

If only your name is on the auto insurance policy and you're no longer living in the same household with your ex-spouse, he or she is no longer covered under this policy. Please contact your agent to make sure your auto insurance is updated and your ex-spouse is no longer listed on your policy.

You would like to know if age affects your auto rates.

Age is a factor used to determine your auto insurance premium, but it's only one of several factors. For more information, contact your local American Family Insurance agent.

Coverage varies from state to state, so please check with your local American Family Insurance agent, for more information.