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Learn & Plan

Discounts

American Family Insurance offers you a variety of ways to save money through auto and homeowners insurance discounts. You may qualify for one or more of the following discounts:

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Note: This information applies only for AZ, CO, GA, IL, IN, IA, KS, MN, MO, ND, NE, OH, OR, SD and WI.

If you have your vehicle insured with American Family at least 3 consecutive years and have not had any chargeable accidents during that time, you may qualify for our Accident Free discount.

Please contact your local American Family Insurance agent to learn more.

If your vehicle has air bags, you may qualify for American Family's Air Bag discount.

Please note seatbelts are standard equipment on all vehicles, so there are no additional discounts associated with them.

Note: This information applies only for ID, NV, UT and WA.

If you insure both your home and auto with American Family, the Auto & Home discount may reduce your auto premium by up to 20%.1

Please contact your local American Family Insurance agent for more information as discounts vary by state.

1 The amount of your discount will vary based on your homeowner's policy and does not apply to all auto coverages.

Note: This information applies only for AZ, CO, GA, IL, IN, IA, KS, MN, MO, ND, NE, OH, OR, SD and WI.

If you insure both your home and auto with American Family, the Auto & Home Premium Advantage discount may reduce your auto premium by up to 20%.1 Please contact your local American Family Insurance agent for more information as discounts vary by state.

1 The amount of your discount will vary based on your homeowner's policy and does not apply to all auto coverages.

If you insure your auto with American Family Mutual and your life with American Family Life, you may be able to save money on your auto insurance premium1.

Ask your agent for more details about this discount.

1 The auto discount may not apply to all coverages on an auto policy. The auto discount does not apply for annuities.

Note: This information applies only for ID, NV, UT and WA.

This discount may apply if no qualifying operator in your household has accidents, chargeable violations or claims of any types, excluding Emergency Road Service claims and Comprehensive claims under $500, in the past five years.

Note: This information applies only for UT

This discount may apply if no qualifying operator in your household has accidents, chargeable violations, or non-chargeable at fault claims in the past five year.

To qualify for the Good Student discount from American Family Insurance, students need to have an average grade of B (or equivalent) or be named to the honor roll or dean's list.

Please contact your local American Family Insurance agent for more information.

You may save money by insuring more than one car with American Family Insurance if you qualify for our Multiple Vehicle discount.

Please contact your local American Family Insurance agent for more information as discounts vary by state.

Note: This information applies only for CO, GA, ID, IL, KS, MN, ND, NV, OH, OR, SD, UT and WA.

This discount may apply if you have taken a defensive driving course and at least a certain age.

Please contact your local American Family Insurance agent for more information.

In addition, you may qualify for lower auto premiums under the 50+ Premium Plan. Further discounts may be available in your state based on state regulations. Please contact your local American Family Insurance agent for more information about available discounts and eligibility requirements for any of our discounts.