Insurance Products

American Family Farm & Ranch Insurance

Your farm is more than a business. It’s your legacy, your livelihood and your American dream – which is why you want the best farm insurance available.

American Family got its start insuring farms more than 80 years ago, and has protected customers' livelihoods with farm and ranch insurance ever since.

Contact an agent to get a farm insurance quote.

Farm house

Dwelling Coverage

We’ll protect your home and your belongings against perils such as fire, lightning, windstorms and hail, and most accidental losses including vandalism, theft and broken glass.

For extra peace of mind, we offer additional property coverage options for losses involving rented property, identity fraud and other costly situations.

Farm family

Farm Liability Coverage

You don’t want to risk losing your farm, especially if it’s been in your family for generations. Our farm liability coverage gives you protection you need for the unexpected, such as accidental bodily injury, medical expenses or property damage for which you are legally responsible.

Optional liability coverage is available for rented or leased farmland, property damage from chemical overspray, hunting or fishing liability, and more.

Kids with cows

Farm Personal Property Coverage

Animals, feed, machinery and equipment are integral to your farm’s success, and we can help protect you against loss or damages.

American Family Insurance offers Blanket Coverage, enabling you to flex your farm personal property coverage up to the blanket coverage limit.

Our Scheduled Coverage allows you to pick and choose individual items for coverage, like combines or irrigation systems. You can choose either Blanket or Scheduled Coverage, or a combination of both, to suit your individual needs.

Aerial view of farm

Farm Outbuilding Coverage

We protect sheds, barns, detached garages or other outbuildings against fire, lightning, windstorms, hail, vandalism, theft and other perils. You can broaden your coverage with optional endorsements, too.

Grain field

Grain Farm Coverage

American Family offers insurance specifically for grain farmers like you, to keep you plowing ahead in pursuit of your dreams.

Our grain farm insurance can be customized to your unique needs, offering complete protection that includes replacement cost coverage for irrigation systems and outbuildings, medical expense coverage for named employees and much more.

Two men and a tractor

Save Money on Farm Insurance Coverage

American Family Insurance offers you a variety of ways to save money through our insurance discounts. And remember, while our coverage limits are consistently higher than that of the competition, our prices are not.

Man on phone in field

Great Claims Experiences

You can count on us for fast, fair and friendly claims service that will help get your farm back to normal as soon as possible. If you need to make a claim, you'll have access to:

  • Your insurance agent who knows you the specifics of your policy and farm
  • A claims specialist who's ready to work closely with you and your agent
  • An online option for submitting your claim, or the option to submit your claim online if it's more convenient to you
  • 24/7 phone support to keep your claim moving

Tornado over a field

Tornado Alerts

American Family Insurance wants to protect your dreams, which is why we offer proactive protection through special resources, like our Tornado Alerts. Available at no extra charge to all customers, our Tornado Alerts notify you via email or phone when a tornado warning has been declared in your area.

Pasture with fence

Farm & Ranch Resources

Want to learn more? Take advantage of these free informational resources. Once you have the information you need, contact an insurance agent to determine which coverage is right for you.

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Discuss Your Needs

Discuss Your needs with an American Family local agent.

With American Family Insurance, we make your insurance experience easy and convenient and ensure there are no unwelcome surprises -- especially in your time of need.

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