Earthquake and Volcanic Eruption Coverage
Earthquakes and volcanic eruptions can be devastating, causing significant destruction in seconds. Are you properly covered?
To help you prepare, American Family's Earthquake and Volcanic Eruption Endorsement is available to all homeowner customers in Arizona, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah and Wisconsin.
For Georgia and Washington homeowners customers, there is a separate Earthquake Endorsement, which does not include coverage for volcanic eruptions. Georgia and Washington customers have some coverage for volcanic eruption included in their homeowners policies.
The endorsements cover:
- Dwelling
- Garage and other detached structures
- Fence, driveway, sidewalk and other permanently installed yard fixtures
- Construction materials on your premises for use in your home
- Personal property
For American Family condo insurance policies, the endorsements cover:
- Condominium unit (per condominium association rules)
- Permanently installed fixtures and appliances
- Personal property
For American Family renters insurance policies, the endorsements cover:
- Personal property
- Building and additions, and alterations made at your expense
For more information on earthquake coverage, contact your American Family agent.
This summary represents only a brief description of coverages. Coverage features and limits vary by state. Some products are not available in every state. Please check with your agent and read the policy for exact details on coverages and exclusions.
FAQs
- What should I do during an earthquake?
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If you're indoors when an earthquake strikes, stay inside and move away from windows, skylights, doors and anything that could fall. If you're outdoors, move quickly into the open, away from electrical lines, trees and buildings. If you're driving, slowly bring your vehicle to a stop at the side of the road, away from traffic. Do not stop under bridges, power lines or signs that may fall. (These tips were provided by both American Family Loss Control and the Institute for Business and Home Safety.)
- What should I do after an earthquake?
- Check for gas or water leaks and electrical shorts, and turn off damaged utilities. Instruct the fire department or gas and electric companies to turn the utilities back on when the area is secure. Obey evacuation orders from local authorities. Be prepared for aftershocks. (These tips were provided by both American Family Loss Control and the Institute for Business and Home Safety.)
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