Insurance Products

Homeowners Insurance

Your home is the center of your world – where family and friends meet. Protect your dwelling and your dreams with American Family homeowners insurance, available at a surprisingly affordable price.

Contact an agent to get a homeowners insurance quote.

Protecting Your Home and Possessions

An American Family Insurance homeowners policy helps cover property damage from fire, lighting, windstorms, hail, explosions, smoke, vandalism and many types of theft.

If you are forced out of your property due to covered damage, your American Family homeowners coverage may also help pay for additional living expenses (such as a hotel) while the repairs are being made.

Protecting Yourself

Accidents happen ... and as a homeowner, you could be held liable for injuries to visitors that occur in and around your home due to unsafe conditions.

As an American Family homeowners insurance customer, we can help protect you from many types of liability claims and lawsuits brought by others for accidental bodily injury or damage to their property while in your home.

Additional Homeowners Coverage Options

Be sure to ask your American Family Insurance agent about these additional coverage options, available with a home insurance policy:

Assistance When You Need It

When your home is insured with American Family, you have a team of professionals behind you, including an agent who knows you and a claims representative who specialized in helping people through very difficult times.

You may report a claim through you agent, Online or by calling our 24–hour claims line: 1-800-MYAMFAM(1-800-692-6326).

Get the Right Rates

American Family determines rates based on your personal insurance characteristics. We factor in many elements – such as how long you've had a policy with us, your claims history, some credit information, deductibles, discounts and more – all to help ensure that you pay what's right for you.

Here are two ways you could benefit from American Family homeowners insurance:

Customer Longevity – If you've had your homeowners insurance with American Family for at least five years, your premium may be reduced.

Claims Free – If you haven't filed any chargeable claims for at least five years, your premium may be reduced.

Opportunities to Save

American Family agents take the time to make sure you get all the discounts* you are eligible for. Here are some of the savings opportunities you might qualify for:

*Discount availability and eligibility requirements vary by state and policy terms.

**All American Family Insurance coverage is subject to terms and conditions and varies by state. Your American Family agent can help explain your individual coverage details.

American Family Insurance, an Equal Housing Insurer

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Discuss Your Needs

Discuss Your needs with an American Family local agent.

With American Family Insurance, we make your insurance experience easy and convenient and ensure there are no unwelcome surprises -- especially in your time of need.

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