You've found your dream place and filled it with the stuff that makes a high rise a home. Or perhaps it's a loft or flat that houses your dreams.
No matter what type of rental dwelling fits your style, be sure you're protecting all it holds with renters insurance from American Family. We offer:
Renters Insurance Helps Cover Your 'Stuff'
The value of your personal property can add up quickly. Your landlord's insurance doesn't cover your belongings, so if you suffer a loss, the replacement cost could be substantial.
Here are some items American Family Renters Insurance covers:
- Sports Equipment
- Home Furnishings
- Musical Instruments
- Home Office Equipment
- CD / DVD / video game collections
Inventory Tip: Document what you own with photos or video and keep these records in a secure off-site location, such as a safe deposit box.
Renters Insurance Liability Coverage Helps Protect You
Accidents happen. As a renter, you could be held liable for injuries to visitors that occur in and around your home due to unsafe conditions.
As an American Family Renters Insurance customer, we can help protect you from many types of liability claims and lawsuits brought by others for accidental bodily injury or damage to their property while in your apartment.
Your American Family Insurance agent can help you find the best coverage for your unique needs.
As an American Family Renters Insurance customer, you may be eligible for one or more of the following discounts:
- Home and Auto Discount
- Home and Umbrella Discount
- Home Security and Fire Protection Discount
- Age of Customer Discount
Discounts vary based on a variety of conditions. An American Family Insurance agent will help you identify the ones for which you qualify.
Additional Renters Resources
Interactive Apartment – Take a guided tour of our virtual apartment, and develop a checklist of how to make your real home safer.
My Home – Resources to protect your dwelling inside and out. (Part of the American Family Insurance Learning Center.)
Your New Apartment – What do you have worth protecting between your new walls?
Renters Insurance Has You Covered – Know your options when purchasing a renters policy.
Renters Insurance and College - Is your away-from-home student adequately insured?
Tour Our Virtual Apartment - We'll show you lots of items worth protecting with renters insurance.
You and Renters Insurance Video - How would you replace your belongings if they were stolen from or damaged in your apartment?
How much renters insurance do you need?
The answer depends on the quantity and quality of your belongings. An American Family Insurance agent can help you determine the right amount of coverage for your unique needs. As a discussion starter, here’s a look at how much you may have to protect, based on the size of your apartment.
1 Bedroom $36,100
2 Bedroom $40,200
3 Bedroom $44,000
This table is for approximating the amount of personal property coverage needed; it is not a recommendation for specific coverage amounts. The actual cost to replace your personal property may be significantly different. American Family does not guarantee these figures represent the actual cost to replace your personal property. These figures do not include personal property items such as jewelry and other collectibles, which should be included separately under scheduled personal property coverage. You are responsible for selecting the appropriate amount of coverage. Higher coverage amounts may be selected and will result in higher premiums. To help determine what's best for your unique situation, please consult your American Family Insurance agent.
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