Insurance Products

Vacant Home Insurance

Do you need vacant home insurance? American Family Brokerage, Inc. offers options that can help protect your dreams, whether you own a vacant home, condo or other eligible residential property.

Contact an American Family Insurance agent to get a vacant home insurance quote.

Who Needs Vacant Home Insurance?

Who should consider getting a vacant home insurance policy? Here are some common scenarios:

  • You’ve bought a new house and have moved into it, and you need to insure your old, vacant house while it’s for sale.
  • You’re selling a vacant home you’ve inherited from a deceased relative, and you need to insure it while it’s on the market.
  • You need to insure a new home that requires renovation and/or repairs before you move in.

Why Do You Need Vacant Home Insurance?

Why get insurance for your vacant home or residential property? Let’s face it – vacant homes can attract vandals and burglars. Not only that, but if lightning strikes or storms occur, the damage often can go unnoticed for extended periods of time, further exacerbating the situation.

Having vacant home insurance can give you much-needed peace of mind should the unexpected ever occur.

What Kinds of Residential Properties Are Eligible?

A residence is considered vacant when it is without contents or occupants. Homes, condos and townhouses are just a few examples of residential properties that may be eligible.

Flexible Vacant Home Insurance to Meet Your Needs

We offer a variety of vacant home insurance coverage options to accommodate most people’s needs. In addition to basic vacant home insurance coverage, you can obtain coverage of attached structures, or personal property such as lawnmowers, snowblowers or other appliances and equipment used to maintain your vacant property.

Policies are variable, too, depending on how long you need to insure your vacant home. They cover three-, six- or 12-month terms.

Policies distributed by American Family Brokerage, Inc. are underwritten by strong, reliable providers, including:

Additional Resources to Help Protect Your Vacant Home

Do you need tips and information that can help protect your vacant home or residential property? Check out our home protection resources in the American Family Insurance Learning Center.

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With American Family Insurance, we make your insurance experience easy and convenient and ensure there are no unwelcome surprises -- especially in your time of need.

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