Insurance Products

Commercial Liability Umbrella Insurance

Realizing your dreams as a business owner requires significant planning, hard work and the passion to succeed.

But a high-cost accident or lawsuit could potentially put your company out of business.

The solution? American Family Commercial Liability Umbrella Insurance provides a supplemental layer of liability protection, so you can focus on achieving your business dreams.

Contact an agent to get a commercial liability umbrella insurance quote.

What is commercial liability umbrella insurance?

What if a visitor trips and falls at your business? Or a customer suspected of stealing later proves his innocence and sues for defamation of character? The costs of a large financial settlement could surpass the primary liability limits of your existing business insurance policy, leaving you responsible for the rest.

However, a commercial liability umbrella policy from American Family can augment your existing business policy with supplementary liability protection against financial losses stemming from lawsuits and accidents. Our commercial liability umbrella policy picks up liability coverage where your business policy ends. No gaps – just peace of mind.

What does commercial liability umbrella insurance cover?

Commercial liability umbrella insurance from American Family Insurance provides coverage over your primary policies in these key areas:

  • Commercial general liability (bodily injury, property damage, personal injury, defense costs and attorney's fees, limited contractual liability, worldwide coverage for suits brought in the U.S.)
  • Business owners liability
  • Business auto liability
  • Employer's liability

Our commercial liability umbrella coverage can be customized to your needs, allowing you to select your liability limits in million-dollar increments, from $1 million to $15 million or more.

Your American Family Insurance agent can help you determine the limits that meet the needs of your business.

Who should consider commercial liability umbrella insurance?

Commercial liability umbrella coverage from American Family Insurance can help a wide range of businesses including:

  • Retail stores
  • Beauty and barber shops
  • Artisan contractors
  • Religious institutions
  • Condominium associations
  • Restaurants
  • Funeral homes
  • Apartment buildings
  • Offices
  • Service stations
  • Motels
  • and more …

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Discuss Your Needs

Discuss Your needs with an American Family local agent.

With American Family Insurance, we make your insurance experience easy and convenient and ensure there are no unwelcome surprises -- especially in your time of need.

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