Insurance Products

Farm and Ranch Liability Umbrella Insurance

You may call it your farm or ranch, but it’s more than that. It’s your home, your livelihood and your American Dream.

But all it could take is just one serious accident or lawsuit to lose it all.

With a farm and ranch liability umbrella policy from American Family Insurance, you have an added layer of protection against the financial consequences of such incidents.

Contact an agent to get a farm and ranch liability umbrella insurance quote.

What is farm and ranch liability umbrella insurance?

Let’s say one of your animals strays onto a nearby road and causes a serious car accident. The related medical and lawsuit costs could exceed the underlying liability limits of your existing farm and ranch insurance policy, leaving you responsible for the rest.

A farm and ranch liability umbrella policy from American Family Insurance picks up where your farm and ranch policy ends, providing an extra layer of protection. It’s an additional package of protection custom-built for your needs.

Farm and ranch liability umbrella coverage from American Family Insurance allows you to select your liability limits in million-dollar increments, from $1 million to $10 million or more.

What does farm and ranch liability umbrella insurance cover?

Following are examples of additional coverage provided by an American Family Insurance farm and ranch liability umbrella policy. These coverages are subject to some limitations.

Personal Injury Protection — Provides coverage over your primary policy if you are sued for libel, slander, humiliation, defamation of character, wrongful eviction, invasion of privacy, wrongful entry, malicious prosecution, false arrest, detention or imprisonment.

Claim and Defense Expenses We pay for attorney fees and expense costs associated with defending you for a suit we are obligated to defend.

Worldwide Protection Provides personal liability protection – as defined by the policy – for events that occur anywhere in the world. This includes renting or borrowing cars outside the United States.

Non-owned Watercraft Provides liability protection for bodily injury and property damage covered by the underlying policy.

Contact your American Family Insurance agent today to learn how a farm and ranch liability umbrella insurance policy can be customized to protect you and your dreams.

Farm and Ranch Liability Umbrella Insurance Discounts

American Family Insurance offers these money-saving discounts for farm and ranch liability umbrella insurance:

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Discuss Your Needs

Discuss Your needs with an American Family local agent.

With American Family Insurance, we make your insurance experience easy and convenient and ensure there are no unwelcome surprises -- especially in your time of need.

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