Homeowners Insurance Definitions

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Every Home Is Worth Protecting

Your dream home may change over time, evolving to accommodate a growing family or even a small business. But no matter its size or location, your home should be a place where you can relax. Our policies take the worry out of homeownership, providing reliable coverage for property damage and liability claims. Whether we're protecting your first home or your forever home, it's our way of making you feel comfortable as soon as you walk through the door. Below are some common homeowner insurance definitions to help you feel more prepared.

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Home Day Care

Personal liability and medical expense coverage is available to homeowners who operate an in-home day care.

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Identity Theft Coverage

Our high-value, low-cost coverage helps protect against the costs related to restoring your identity and good name.

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Office, School and Studio Use

Protect an in-home business with personal liability and medical expense coverage, plus coverage for supplies, equipment and more.

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Personal Injury

We offer coverage to protect you from personal injury claims such as libel, slander, wrongful eviction and invasion of privacy.

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Scheduled Personal Property Coverage

Insure special items like jewelry, furs, electronics, musical instruments, firearms, collectibles and more.

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Vacant Home Insurance

Whether you're in the process of selling your old house or renovating the new one before moving in, we can offer peace of mind.

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Learn more about business coverage options