Get The Home Insurance Protection You Deserve
American Family lets you control what you pay for insurance by customizing your homeowners coverage. Use our home quote tool today to build a custom policy that fits you and the unique needs of your home.
Homeowners Insurance
A picture showing all the underground piping going into a house

Equipment Breakdown Coverage

You rely on your appliances to keep your home running smoothly. That’s why we offer home insurance with everyday protection for your appliances and more. Switch now and get the protection you deserve.
Forbes  best homeowners insurance 2021 badge

Named Forbes Advisor Best Homeowners Insurance Company 2021

We care about our customers — that’s why we make insurance easy with affordable coverage that fits your budget. That’s also one of the reasons why Forbes Advisor named us the best choice for homeowners insurance in 2021.*
Graph showing diminishing deductibles in dollars

Diminishing Deductible

Get rewarded for being a responsible homeowner. By adding Diminishing Deductible, we’ll reward you by lowering your deductible $100 each year up to your policy maximum.**

Instant Quoting for Your Customized Home Insurance Policy 

Provide basic information on where you’re located and the type of home you live in. Explore coverage options and within minutes, you’ll have a quote and the option to purchase your policy. It’s that simple.



Get an Instant Quote Online

Take control of what you pay for home insurance and instantly see what’s included in your homeowners policy. Get started with our home quoting tool today.

Equipment breakdown Coverage applies once a $500 deductible has been met. All statements regarding insurance coverage are general descriptions. These statements do not add or modify any coverage under your insurance policy. If there is any difference in the description of the coverage/endorsement, the policy provisions will apply. Please review your policy or call your agent for information regarding coverage that may be available to you.

*From ForbesAdvisor.com, Jan. 12, 2021 © Forbes Marketplace Operations, Inc. 2021

Diminishing Deductible does not apply to all property deductibles.

**Maximum limit of $1,000 for homeowners insurance. Maximum limit of $500 for renter insurance, condo insurance and manufactured home insurance.

Some coverages may not be available in your state or on your specific policy form. Please speak with your agent to learn more about your coverage options.