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Home Insurance Coverage for Water Damage

When it comes to the things you worry about as a homeowner, water damage is one of the things that's top of mind. Understanding how your home insurance protects you from water damage is key to keeping fearless from the unexpected.

What Does Water Damage Coverage Protect Against?

Damage From Burst Pipes

Your home insurance covers water damage that occurs from pipes that burst suddenly and accidentally.

Leaking Plumbing

You’ll be covered for plumbing leaks if it’s sudden, accidental and significant enough that it’s discovered within seven days.

Roof Leaks

So long as the roof leak is caused by a covered loss, your policy typically covers the replacement cost minus the deductible.

What Does Water Damage Coverage Protect Against?

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Simplify & Save by Bundling

Combine multiple policies and save on your premium.

Bundling insurance is one of the easiest ways for you to save on your insurance! In fact, when you bundle your home and auto policies you can save up to 23% on your auto and homeowners policies together.*

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Home Insurance Discounts

Looking to save on your home insurance?

Earning a discount for your home insurance is easier than you think. From smart home devices to bundling, take a look at some of the ways you can lower your home insurance rate. 

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Smart home

Save With Smart Home Technology

Earn a discount for making your home smarter.

We’re all about proactively protecting against the unexpected. Install a qualifying smart home device or protective home system and earn a discount on your home insurance.*

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Ready for a Home Insurance Quote?

We’ll build you a policy designed to keep you fearless.

*Customers who bundle auto and home insurance policies may save up to 23% on both policies together (as of October 2021). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or property policy.