Protect your Stuff

Home Insurance Coverage for Water Damage

When it comes to the things you worry about as a homeowner, water damage is one of the things that's top of mind. Understanding how your home insurance protects you from water damage is key to keeping fearless from the unexpected.

What Does Water Damage Coverage Protect Against?

Damage From Burst Pipes

Your home insurance covers water damage that occurs from pipes that burst suddenly and accidentally.

Leaking Plumbing

You’ll be covered for plumbing leaks if it’s sudden, accidental and significant enough that it’s discovered within seven days.

Roof Leaks

So long as the roof leak is caused by a covered loss, your policy typically covers the replacement cost minus the deductible.

What Does Water Damage Coverage Protect Against?

Cars parked in front of a single home

Simplify & Save by Bundling

Combine multiple policies and save on your premium.

Bundling insurance is one of the easiest ways for you to save on your insurance! In fact, when you bundle your home and auto policies you can save up to 29% on your auto coverage and 20% on your homeowners coverage.*

Learn More >

Backyard of a home

Home Insurance Discounts

Looking to save on your home insurance?

Earning a discount for your home insurance is easier than you think. From smart home devices to bundling, take a look at some of the ways you can lower your home insurance rate. 

Learn More >

Smart home

Save With Smart Home Technology

Earn a discount for making your home smarter.

We’re all about proactively protecting against the unexpected. Install a qualifying smart home device or protective home system and earn a discount on your home insurance.*

Learn More >

Ready for a Home Insurance Quote?

We’ll build you a policy designed to keep you fearless.


*Discount and savings amounts and eligibility will vary. Some restrictions apply. Discounts may vary by state, property policy form and company underwriting the homeowners policy. Discounts may not apply to all coverage on a property policy.