Get Confident In Your Coverages
A standard homeowners policy includes the following coverages. Your agent will walk you through these coverages so you understand exactly how you’re protected:
Coverage A: Dwelling
Pays to rebuild or repair your home.
Coverage B: Other Structures
Pays for damage to detached structures on your property, such as detached garages, gazebos, sheds and fences.
Coverage C: Personal Property
Covers your personal belongings, including furniture, clothing and appliances, if they are stolen, damaged or destroyed.
Coverage D: Loss of Use (Additional Living Expense)
Pays for additional living expenses if your home is uninhabitable due to a covered loss.
Coverage E: Personal Liability
Protects you against financial loss if you are legally responsible for someone else’s injury or property damage.
Coverage F: Medical Expense
Covers medical payments to others for injuries caused by you or damages that happen on your property, regardless of your legal responsibility.