Diminishing Deductible Coverage for Mobile and Manufactured Homes
When you have a mobile or manufactured home insurance claim, you’ll have to pay a deductible before your insurance covers the costs of the repairs or replacement costs. At American Family Insurance, we know that a deductible isn’t always the easiest thing to pay after an unexpected event. But with our Diminishing Deductible, we hope to ease that burden by offering a way to reduce your deductible amount. Here’s how it works:
Earn Credit Immediately
We’ll credit your deductible $100* day one. Let’s say you have a $1,000 deductible. Good news — it just dropped to $900.
Watch Your Deductible Diminish
Your deductible will continue to reduce each year at policy renewal, up to your policy’s maximum limit, as long as you maintain your policy with us.
Savings When You Need It
If you have a claim, you’ll pay a reduced deductible amount thanks to your Diminishing Deductible coverage. Your deductible then resets, so you’ll go right back to earning a reduced deductible amount.
Learn more about Diminishing Deductible coverage >
Have Questions About Mobile and Manufactured Home Insurance? We Have Answers.
American Family Insurance goes above and beyond to give you the peace of mind you need to protect your dreams. Your American Family Insurance agent will work with you to identify what coverage will help you better protect your property, belongings and financial well-being. We’ll even review some options that could lead to manufactured home insurance discounts for you!
For more information, see our Mobile and Manufactured Home Insurance FAQ section.