Learning Center

Keep Your Home Safe from Wildfires

Zone in on protective practices for your house,
yard and all they hold.

Wildfires occur in every state, but are of particular concern in the West. To help preserve your property from the ravages of uncontrolled flames, here are protective steps for three zones around your home.

Note: The definitions of these zones vary by insurance company; the descriptions listed here are specific to American Family.

Zone 1 (30 feet around your home and outbuildings)

Think of this as the “lean and green” zone. Trees and shrubs within 10 feet of your home will be considered part of it. The 30-foot zone starts at the tip of the furthest extended branch. Within five feet of your home, only use non-flammable mulch or rock, and limit plantings to high-moisture perennials or annuals.

Zone 2 (30- to 100-foot radius around all structures)

Remove all stressed, diseased and dead trees and shrubs. Thin and prune all larger trees and shrubs. Limit vegetation to low-growing plants and shrubs.

Zone 3 (100 feet and more from buildings)

Remove highly flammable vegetation such as dead or dying trees and shrubs.

Wildfire Infographic

Additional wildfire safety information:

For more tips on protecting your property, find an American Family Insurance agent in your community.

These recommendations were developed using generally accepted safety standards. Compliance with these recommendations is not a guarantee that you will be in conformance with any building code, federal, state or local regulation regarding safety or fire. Compliance with these recommendations does not ensure the absolute safety of your occupation, business or residence. It is the property owner’s duty to warn any tenants or occupants of the property of any safety hazards that may exist.

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