Insurance Products

Car Insurance

You're on the road to your dreams. And while accidents sometimes happen along the way – even to the best drivers – American Family car insurance can help keep your dreams in motion.

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A Closer Look at Car Insurance Coverage

Here's an overview of the main types of car insurance American Family offers.

Collision Coverage – for accidental damages caused by a collision or rollover, regardless of who is at fault.

Comprehensive Coverage – for damages caused by events other than a collision or rollover (for example, fire, theft, vandalism, hail or flooding).

Bodily Injury Liability – helps cover injuries to the driver and passengers of the other vehicle if you are at fault in an auto accident.

Property Damage Liability – helps cover damage to someone else's property if you are at fault in an auto accident.

Uninsured Motorist Coverage – helps protect you if you are injured in an accident and the other driver is uninsured; also protects you if you are the victim of a hit-and-run driver or are struck by a vehicle as a pedestrian.

Underinsured Motorist Protection – helps pay for the balance when another driver causes more damage than his insurance covers.

Medical Expense Coverage – helps pay for medical care provided to you and your passengers as a result of a covered car accident, regardless of which driver is at fault.

Personal Injury Protection – helps reimburse you and your passengers for lost income, child care expenses and medical expenses if you're hurt in a covered accident, regardless of which driver is at fault.

Get a car insurance quote online.

Or contact your local American Family Insurance agent for details about our auto insurance products and services.

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Other Car Insurance Options to Consider

Your American Family agent can help you learn more about these additional products that can be added on to an American Family auto insurance policy.

Emergency Road Service – With this inexpensive addition to your American Family auto insurance policy, a single call to 1-800-MYAMFAM – anytime, anywhere – is all it takes to help get you and your vehicle back on the road.

Auto Rental Reimbursement – This American Family coverage option helps pay for a rental vehicle when your car is being repaired due to an accident.

Auto Lease/Loan Protection – A new vehicle depreciates significantly the moment you drive it off the lot, which could create a gap between what the car is worth and what you still owe on it. Auto Lease/Loan Protection helps pay the difference if you have a total loss.

Accidental Death and Dismemberment – This coverage helps pay in the event of death or certain injuries to the covered members of your household when riding in vehicle that's been struck – regardless of who is at fault.

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Car Insurance Discounts

Ask your American Family Insurance agent if you qualify for any or all of the following auto insurance discounts.¹

  • Auto & Home Premium Advantage
  • Auto & Life Discount ²
  • Multiple Vehicle Discount
  • Accident-Free Discount
  • Good Student Discount
  • Defensive Driving Discount

¹ Some restrictions apply. Discounts may vary by state, property policy form and company underwriting the auto policy. Discounts may not apply to all coverage on an auto or property policy.

² Life insurance underwritten by American Family Life Insurance Company. Does not apply to annuities.

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Outstanding Claim Service

If you're in an accident, American Family will be there for you. You may report a claim through your local agent, online or by calling our 24/7 claims line: 1-800-MYAMFAM (1-800-692-6326).

With American Family's Customer Repair Program, you have the option to select a pre-qualified auto repair facility where the work has a lifetime guarantee backed by American Family. There's no need for multiple estimates, which saves you time, and the bill for repairs (minus the deductible) is paid directly by American Family.

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Teen Safe Driver Program

An innovative way to help teens make better choices behind the wheel, American Family's exclusive in-car and online technology lets you and your teen (but not American Family) identify any risky driving behavior and learn how to correct it. This program has reduced risky driving behavior by more than 70 percent, according to the Journal of Safety Research.

The Teen Safe Driver Program is free for the first year to our auto policyholders with a teenage driver.
Learn more and enroll.

More Information on Protecting Your Car

For additional information on protecting your auto, visit the My Car section of American Family’s Learning Center.

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6000 American Parkway, Madison, WI 53783

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Discuss Your Needs

Discuss Your needs with an American Family local agent.

With American Family Insurance, we make your insurance experience easy and convenient and ensure there are no unwelcome surprises -- especially in your time of need.

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