Insurance Products

Cleaning Service and Janitorial Insurance

American Family Insurance has your janitorial and cleaning services covered.

Owning a cleaning service means your customers count on you to keep things looking shipshape. But running a business can sometimes get a little messy.

Don't take a chance with equipment malfunctions or on-the-job injuries. At American Family Insurance, we'll focus on keeping your janitorial business protected so you can focus on what you do best — keeping your customers' offices buffed and polished.

American Family's janitorial and cleaning Services Insurance coverage is powered by a package of insurance protection custom-built for the needs of cleaning businesses.

cleaning cart

Business Insurance Coverage Options

  • Building and Business Personal Property — Provides coverage for your building and personal business property such as computers, tools and equipment.
  • Damage to Personal Property of Others — Provides limited coverage for personal property of others that is in your care, custody or control.
  • Business Income and Extra Expense — Provides coverage for actual loss of business income if your business operations cease due to a covered loss and for extra expenses incurred due to the loss.
  • Crime and Fidelity Coverages — Protects your business from loss of money, securities or inventory resulting from acts committed by your employees and non-employees such as employee dishonesty, embezzlement, forgery, robbery and burglary.
  • Important Business Documentation Coverage — Even in today's electronic society, businesses generate critical documents everyday; their loss could be detrimental to your business. Coverages for accounts receivable, electronic data and valuable papers help repair, replace or restore your electronic and printed business records.
  • Business Liability Coverage — Provides coverage for bodily injury, property damage or personal and advertising injury arising from your business operations.
  • Cleaning Services Liability Enhancement Endorsement — Broadens your coverage.
  • Lost Key Coverage — Provides coverage if you lose your customer's keys or if they are stolen.
  • Your Work Coverage — Provides coverage for work or operations you perform for your customers.

Additional insurance coverages you might consider:

  • Commercial Umbrella Insurance
  • Workers Compensation Insurance
  • Commercial Auto Insurance
  • Employment Practices Liability*
  • Life Insurance

* Coverage offered through our Brokerage and Alliances Division.

Why choose American Family Insurance for your janitorial and cleaning services insurance coverage?

We understand your needs. American Family has been protecting the livelihoods of business customers like you for more than 35 years. As business owners themselves, our agents have exceptional knowledge of what it takes to run a successful business. We understand you insurance needs, as well as the responsibilities and challenges you face.

Our experience means you can trust American Family to provide solid advice to help protect your janitorial services business and your dreams of owning your own business.

Reducing risks means reducing costs — and improving your bottom line. As an American Family policyholder, you’ll have access to board certified safety professionals, as well as safety tools and materials, to proactively help make your janitorial service a safer place for your employees and customers.

Fast, fair claims. You can count on us when you need us the most with fast, fair and friendly claims service. Our claims adjusters understand the unique claim issues a business claim can present, and we're dedicated to getting your janitorial services business up and running as soon as possible.

Your business dream is out there. You run it. We'll protect it.

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Discuss Your needs with an American Family local agent.

With American Family Insurance, we make your insurance experience easy and convenient and ensure there are no unwelcome surprises -- especially in your time of need.

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