Insurance Products

Business Office Insurance

American Family has your business office covered.

Running your own business is full of rewards, but we know it is also hard work. With the bottom line literally "on the line," you need to keep your business running and profitable. Don't take a chance with equipment breakdown,* on-the-job injuries or professional liability.* At American Family Insurance, we'll focus on keeping your business protected so you can focus on doing what you do best — keeping your business running!

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Business Insurance Coverage Options

American Family's Business Office coverage is a package of insurance protection custom-built for the needs of accountants, attorneys and auditors. Depending on your specific needs, coverages may include:

  • Building and Business Personal Property – Provides coverage for your buildings and personal business property such as computers, printers and other office equipment.
  • Business Income and Extra Expense – Provides coverage for actual loss of business income if your business operations come to a halt due to a covered loss and for extra expenses incurred due to the loss.
  • Important Business Documentation Coverage – Even in today's electronic society, businesses generate critical documents everyday; their loss could hurt your business. Coverage for accounts receivable, electronic data and valuable papers help repair, replace or restore your electronic and printed business records.
  • Crime and Fidelity Coverages – Protects your business from loss of money, securities or inventory resulting from acts committed by your employees and non-employees. Covers activities such as employee dishonesty, embezzlement, forgery, robbery and burglary.
  • Business Liability Coverage – Provides coverage for bodily injury, property damage, and personal and advertising injury arising from your business operations.

Additional insurance coverages you might consider:

  • Commercial Umbrella Insurance
  • Error and Omissions*
  • Workers Compensation Insurance
  • Professional Liability*
  • Commercial Auto Insurance
  • Life Insurance
  • Employment Practices Liability*
  • Equipment Breakdown / Boiler and Machinery Insurance*

* Coverages offered through our Brokerage and Alliances Division.

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Why choose American Family Insurance for your professional office coverage?

We understand your needs. American Family has been protecting the livelihoods of business customers like you for more than 35 years. As business owners themselves, our agents have exceptional knowledge of what is takes to run a successful business. We understand your insurance needs, as well as the responsibilities and challenges you face.

Our experience means you can trust American Family to provide solid advice to help protect your professional office – and your dream of owning your own business.

Reducing risks means reducing costs — and improving your bottom line. As an American Family policyholder, you'll have access to board certified safety professionals, as well as safety tools and materials, to proactively help make your professional office workplace safer for your employees and customers.

Fast, fair claims. You can count on us when you need us the most with fast, fair and friendly claims service. Our claims adjusters understand the unique issues a business claim can present, and we're dedicated to getting your professional office up and running as fast as possible.

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Discuss Your Needs

Discuss Your needs with an American Family local agent.

With American Family Insurance, we make your insurance experience easy and convenient and ensure there are no unwelcome surprises -- especially in your time of need.

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