Insurance Products

Vacant Home Insurance

If the home you own is unoccupied for any length of time - such as when it's for sale - you may need specialized Vacant Home insurance. Why vacant home insurance? Think about these common scenarios:

  • You moved into a new house but haven't sold your former - now vacant - house while it's for sale.
  • You're selling a vacant home you inherited and need to insure it while it's on the market.
  • You purchased a new home that needs renovation and/or repairs before you move in.

When the home is empty, damage from a storm or other means may go unnoticed for extended periods of time, compounding the damage. Having vacant home insurance can give you much-needed peace of mind knowing your home is protected should the unexpected ever occur.

Vacant home insurance to meet your needs

American Family Insurance makes available a variety of vacant home insurance plans to meet your specific needs. In addition to basic vacant home insurance coverage, you can add coverage for attached structures or personal property such as lawnmowers and snow blowers used to maintain the property.

Policy lengths are variable depending on how long you need to insure your vacant home and are available in three-, six- or 12-month terms.

If selling, buying or renovating a home is in your future, make sure to contact your local American Family Insurance agent to make sure your vacant home is properly protected.

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