Buying a Boat? Do These 6 Things First.

If you yearn for the adventure of the open water and live for summer days on the lake, owning a boat may be key to achieving your nautical dreams. After all, there’s nothing like being able to set sail whenever you’d like!

But a boat is a big purchase, and it’s important to be informed before you buy. Check out our smart tips and become empowered to take on all aspects of boat ownership.

Determine your use. From bass fishing to fun family days on the lake, there are so many different ways to go about your boating experience. And, although an 8-seat pontoon boat may be great for entertaining friends, it’s not such a good idea for the serious fisherman. Decide now what the primary use of your boat will be and narrow down models that may be right for you.

Do your research. Nowadays, boats come equipped with all sorts of features and gadgets. So, before you head out to make your purchase, do your research and determine what you’re looking for — a built in stereo system, a top-of-the-line fish finder, an automatic bimini, etc.

Consider storage. With all the excitement of getting out on the open water, the last thing you’re probably thinking of is where you’ll store your boat during the off season. But, to protect it from the elements and any unnecessary wear and tear, you’ll want a safe, dry place to dock it. Do you have room in your garage or shed? Or will you need to rent a storage place a few months of the year? It’s smart to think ahead.

Know the costs. There are the obvious upfront costs that come with buying your dream boat, but don’t forget to factor in the continuing cost of ownership. Think docking fees, routine maintenance and insurance — do you have the means to keep your nautical dreams afloat?

Study up on safety. Owning and operating a boat is a big responsibility, and it’s essential that you keep safety top-of-mind. So study up now on your state’s boating laws, common best-practices and ways you can keep your crew safe and happy out on the open seas — you can even take a boaters safety course!

Talk to your agent. Before you set sail, talk to your American Family agent and get the customized coverage you deserve. They’ll help you get the peace of mind you need to enjoy your days on the water knowing your dream boat is protected.

Check these items off your list and go into the buying process ready to make the right decision. It’s time to become captain of your boating dreams!


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