My team is here to serve. Our unique backgrounds, training and experience have prepared us well to help meet your insurance needs. Additionally, as residents of your community, we understand how important it is to be there for you - our trusted friends and neighbors. Together, we're building strong partnerships that help everyone succeed.

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Karen Korhonen

Customer Service Representative
Karen is our resident specialist in ALL THINGS insurance. Karen founded the Korhonen Agency many years ago and semi-retired in 2012 when Nick took over the agency from her. Karen works remotely at her home in Arizona.

Michael Stark

Office Manager, Sales Specialist – Life, Family Risk Advisor
Michael holds Life, Property and Casualty licenses in both Minnesota and Wisconsin. Prior to joining American Family in 2015, Michael spent more than two decades in mortgage and financial services. Michael is a Superior native, and graduated from the University of MN – Twin Cities with a major in Applied Economics. Michael enjoys spending quality time with his friends and family and rooting for his favorite sports teams. He currently resides in Superior with his wife, Robynn, and their son, Jack.
a woman with long hair smiling

Stephanie Caldwell

Sales Specialist – All Lines
Stephanie works as a specialist, licensed in Life, Property and Casualty in Minnesota and Wisconsin. Before joining the Nick Korhonen Agency, she attended the University of Wisconsin-Stout. When not at work, Stephanie spends time with her son, Daxton. In addition to several fish, they have a dog named Jerry and a cat named Purl. They enjoy playing games, playing guitar and ukulele, and painting.