You – and your ride – are unique. That’s why we provide so many coverage options. Take a look at the protection possibilities:
- Bodily Injury and Property Damage Liability, and Passenger Liability: covers you if you're at fault for an accident that injures another person or damages someone's property, up to the limits you select.
- Comprehensive and Collision Coverage: pays to repair or replace your ATV/UTV if it's stolen or damaged in an accident, regardless of who is at fault. For each coverage, you select a deductible that you pay out of pocket. We pay for the remaining damage up to your coverage limits.
- Customization Coverage: provides at least $3,000 of customization coverage for your custom parts and equipment. Up to $30,000 of additional customization coverage can be purchased.
- Medical Expense: covers the cost of necessary medical care you receive as the result of an accident and can be used regardless of fault. In some states, medical expense coverage only applies after other medical insurance is exhausted.
- Uninsured/Underinsured Motorist: when the person at fault doesn't have insurance, or enough insurance, this coverage pays for your injuries and damages the at-fault party is legally liable for, such as medical treatment and lost wages.
- Emergency Roadside Service: pays reasonable costs incurred due to a breakdown or disablement of your insured ATV/UTV.
This is just a quick look at available coverages. An American Family Insurance agent can provide all the details you need to help you protect all your dreams. Get in touch.