Bundle car and renters insurance to save more
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What’s included in a car and renters insurance bundle?
Bundling car and renters insurance means having both policies with the same insurer, which can make coverage easier to manage and may help you save.44
A renters and car insurance bundle includes:
- Auto insurance: for your vehicles, with liability and other coverages you choose4
- Renters insurance: covers personal property, parts of your rented home, and personal liability where included4
- Multi-policy savings: if you meet eligibility requirements1
- One account to manage: view documents, make payments, and track policies in one place
How much can you save by bundling car and renters insurance?
Bundle renters and car insurance with American Family and you may save up to 7%1 on both policies together. If you’re a low-mileage driver, you may be able to save up to 25% with MilesMyWay, too. Your actual savings will vary based on your state, policy details, and other factors.
Ready to see your options? Get a quote to compare bundle pricing based on your address, vehicle and coverage needs.
Why bundle your auto and renters insurance?
Save
You may qualify for multi-policy savings when you combine auto and renters with the same insurer. And optional auto programs like DriveMyWay2 (based on driving habits) or MilesMyWay3 (for low-mileage drivers) can potentially help you save even more.
Simplify
With both policies in one place, it may be easier to manage your insurance, including:
- Viewing documents
- Making payments
- Keeping track of policy details
Protect with confidence
Bundling can make it easier to review your auto and renters coverages side by side, so they better match your needs.
And if you ever have questions, you’ll have one insurer to call for both policies in your bundle.
What does each policy cover?
Policy | High-level overview | What it typically helps cover⁴ |
|---|---|---|
Renters insurance | Financial protection for the unexpected—your belongings and more. | Personal property: furniture, electronics, clothing; Personal liability and loss of use: if a covered loss makes your place unlivable |
Auto insurance | Helps protect you if you cause an accident. | Liability: injury/property damage to others; Optional coverages include: collision, comprehensive, medical payments/personal injury protection (where available), and uninsured/underinsured motorist (where available) |
Before you compare car and renters insurance bundles, look at what renters insurance coverage and car insurance coverage can include.
Frequently asked questions about bundling car and renters insurance
Get a quote
Check out some of our other bundles
Additional resources
Renters insurance
Car insurance
Discount
1. Customers who bundle their auto and renters policies may save up to 7% on both policies together (as of June 2025). Discounts include Multiproduct, Auto Pay, Paperless, and DriveMyWay. Products, pricing, and availability vary based on the way you purchase insurance and by state, property, policy form and company underwriting the home and/or auto policy. Discounts may not apply to all coverages on a home or auto policy.
2. DriveMyWay plans & discounts may vary by state. Rate will vary based on driving behavior. Unsafe driving behaviors may increase your rate. Products, pricing, and availability vary based on the way you purchase insurance and by state, vehicle type, policy form and company underwriting the auto policy. Some restrictions may apply. The DriveMyWay rate factor applies only to these coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense and personal injury protection. Additionally, the rate factor does not apply to fixed fees that are part of the policy. Customer driving data from the DriveMyWay & KnowYourDrive program were used to inform rate structure. If you choose to unenroll anytime after the trial period ends, we’ll use your latest program score when calculating your rate at future renewals.
3. MilesMyWay savings apply only to the following variable coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense, underinsured and uninsured and personal injury protection. Additionally, the savings do not apply to fixed fees that are part of your policy. Savings are applied to the vehicle-specific premium, not a customer’s overall premium. Availability varies based on the way you purchase insurance and by state. High mileage driving may result in you losing your discount. Exclusions may apply.
4. This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.