That’s up to you, and your budget. A higher deductible means lower monthly payments, but you’ll pay more out-of-pocket if you file a claim. A lower deductible means a higher monthly payment, but will save you money if you file a claim. When you choose your deductible, think about the amount of money you’re comfortable paying out of pocket if an accident happens.
Still not quite sure what your deductible should be? Your American Family agent can help you explore what makes sense for your budget.