Farm & Ranch FAQs

1. Who needs farm & ranch insurance?

   If you or your business owns any of the following – farm buildings, livestock, farm machinery, and/or tillable land — it’s important that you keep it protected with a farm & ranch policy.
   

2. What are the different types of farm & ranch insurance?

   Great question! Our farm and ranch policy offers both property and liability coverage. Property coverage protects your house and any outbuildings that are located on the farm’s premise, as well as farm personal property including livestock, equipment, feed, tools, etc. Liability coverage means you’re protected in the event of an accident where you were found to be at fault. For example, if your livestock escaped through a broken fence and caused an accident on the road, your coverage would kick in to pay for any losses
   

3. What should I consider when choosing a farm & ranch insurance company?

   While the decision is ultimately yours to make, choosing the right insurance company to protect your dream is important. Choosing a nationally ranked and financially stable company ensures that you and your hard work will always be protected – and be sure to look for a dependable claims service, should the unexpected ever occur. It’s also important to find an agent that knows the ins and outs of farm insurance, and is ready to answer any questions you might have with just a phone call.
   

4. What if my farm & ranch insurance needs to change?

   We know that the landscape of your farm or ranch is always changing – which is why we’ve designed our policies to be flexible enough to keep you protected year in and year out. Whether you’ve acquired or sold land, structures, livestock, equipment, and/or crops, or your number of employees has fluctuated, your agent is ready to help you update your policy.
   

5. What information do I need to get a quote?

   When contacting your local American Family agent for a quote, it’s a good idea to have some information handy, like your past claims history, current policy information, and the coverage limits you’d like. If you’re unsure of where to start, not a problem! Your agent is always ready to walk you through your coverage options and help you figure out the best way to protect your unique lifestyle.