a boat on the water

Houseboat Insurance Coverage

  • Protect your houseboat from physical damage, theft and other losses
  • Get a customizable policy that covers your houseboat on land and in the water

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What is houseboat insurance coverage?

Houseboat insurance protects your home away from home while it's afloat, in storage or on the road. It helps pay for losses, such as physical damage.

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How Houseboat Insurance Protects You

Whether your engine dies on the water or your boat goes missing, you can count on houseboat insurance to be there after the unexpected. Here's how it protects you.

Did you know?
We offer several ways for you to save on your coverages. Check out our boat insurance discounts to see if you qualify.

Collision with an Underwater Object

You hit an object in shallow water. Your houseboat insurance can help pay for your tow to shore, repairs and a resulting fuel or oil spill.*

Severe Weather Damage

You're cruising around the lake, and a storm leaves you stranded. Houseboat insurance can help cover the cost of on-water emergency services and repairs.*

A Passenger Is Injured

Your passenger slips and breaks their arm. Your houseboat insurance can help pay their medical expenses and emergency first aid. If you need legal support, your policy may also cover liability.*
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Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers

12 Million Customers

Reliable, quality coverage for customers across 19 states

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