Tips for Auto Deductibles
Choose an amount you can afford. Deciding to opt for a low or high deductible is unique to you. Can you afford to pay more for your premium but pay less in the event you have to file a claim? Or are you okay with paying more out of pocket when filing a claim? That’s your call, but an agent is always happy to give you their expert advice and help you choose a deductible you’re comfortable with.
Start an emergency fund. If you do decide to go with a high deductible, it would be in your best interest to tuck away some savings each month in case you end up having to pay for damages out of pocket. It’s all about being proactive about your protection!
At the end of the day, part of choosing a deductible for your car insurance policy is ensuring it’s designed to fit what you’re comfortable with. Talk with your American Family Insurance agent about finding the right range, and don’t be afraid to ask questions! We’re here to help make the process easier, affordable and personalized just for you.