Discounts
Smart Savings

From markdowns for switching to American Family, to savings that reward safe habits, discover all the ways you can save!

  1. Protect One. Protect All.
    Save money when you protect more than one dream with us - like bundling your auto and home policies.

    Multiple Vehicle
    If you insure more than one vehicle with us, you may qualify for a reduced auto insurance premium on your cars and trucks.

    Steer Into Savings
    Shh. We won’t tell. If you come to American Family from one of our competitors, you could get a discount on your auto premium.

    Good Driver
    Hello, role model! Drivers without accidents, violations or claims may be eligible for a reduced premium in certain states.

    Safety Equipment
    Is your vehicle equipped with factory-installed air bags? Nice work. You could get a 10-30 percent discount on your policy, depending on what state you live in.

    Teen Safe Driver
    Help your teen make better choices behind the wheel. The program is free to auto policyholders with a teenage driver, and you may get a discount on your policies for enrolling.

    All In The Family
    Is mom or dad an American Family customer? Are you between the ages of 18-30? Then you could save money on your auto policy!

    Good Student
    Good grades pay off. In some cases, your student’s top notch track record could help you save on your insurance premiums.

    Young Volunteer
    Giving back is rewarding. If you’re under age 25 and complete 40 hours of volunteer work per year for a non-profit, you could save money on your auto policy

    Defensive Driver
    Study up. In certain states, you could get a 5-10 percent discount if you are 55+ years old and complete an approved defensive driving course.

    Paid In Full
    It pays to pay in full. The Customer Full Pay Discount saves you money when you pay your policy in full at time of purchase

    AutoPay
    Save time, stamps, checks and money! When you enroll in automatic funds transfer (AFT) or electronic recurring payments, you qualify for a discount.

    Go Paperless
    Save a tree and save money by enrolling in online billing and e-delivery of policy documents. Your agent can help you get set up!

    Low Mileage
    You don’t have to go very far to save money. American Family customers who drive less than 7,500 miles per year can qualify for additional savings.

    Away At School
    If your child is more than 100 miles away at college, and their car is parked at home, you save. Or, if you’re the student, over 100 miles away from your parked car back at home, you save

    EarlyBird
    If you have an active policy with another carrier and receive a quote from us at least seven days before it goes into effect, you could get a discount

  2. Smart Home
    If your home is equipped with qualifying devices – including a smoke/fire alarm system, water/ moisture detection system, Ring™ Video Doorbell, burglar alarm or automatic sprinkler system – you could be in for a better rate.

    Bundle Up
    Got a house and a car? Why not bundle your home and auto policies? You can save time and money when you protect more than one dream with us.

    Newer Home, Better Savings
    How new is your new home? Ask your agent if you’re eligible for savings based on the age of your house.

    Savings Through The Roof
    We’ve got you covered! In some states, an impact-resistant roof meeting specific criteria could make you eligible for additional savings.

    No Claims? Your Gain.
    It pays to protect and prevent! You may qualify for savings on your homeowners insurance if you haven’t had any chargeable claims for at least five years.

    Home Purchase
    If you’ve purchased a home within the past three years you’re eligible for this discount, regardless of your home’s age.

    Renovate And Save
    Have you completely replaced the plumbing, electrical and heating systems in your home in the last 15 years? Then this discount is for you!

    All In The Family
    Is mom or dad an American Family customer? Are you between the ages of 18-30? Then you could save money on your homeowners policy!

    Go Paperless
    Save a tree and save money by enrolling in online billing and e-delivery of policy documents. Your agent can help you get set up.

    AutoPay
    Save time, stamps, checks and money! When you enroll in automatic funds transfer (AFT) or electronic recurring payments, you qualify for a discount.

    Paid In Full
    It pays to pay in full. The Customer Full Pay Discount saves you money when you pay your policy in full at time of purchase.

  3. Bundle Up
    Our happiest customers protect more than one dream with us. Bundle your policies today to save time and get extra savings!

    No Claims? Your Gain!
    You may qualify for savings on your renters insurance if you haven’t had any chargeable claims for at least five years. It pays to protect and prevent!

    Proactive Home Protection
    If your home is equipped with one or more qualifying smart home devices – such as a smoke/fire alarm system, water/ moisture detection system, or a Ring Video Doorbell – you could be in for a better rate.

    Smart Payments
    Streamlining your payment habits has its rewards when you take advantage of our AutoPay, Full Pay and Paperless Discounts.

  4. Bundle Up
    When you bundle your policies and protect more than one dream with us, you’re not only saving time and reducing hassle, but saving money.

    Get Smart
    If your condo is equipped with qualifying smart home devices, including a smoke/fire alarm system, water/moisture detector, Ring™ Video Doorbell, burglar alarm or an automatic sprinkler system, you could be in for a better rate.

    No Claims, Your Gain
    If you haven’t had any chargeable claims within the last five years, you may be eligible for extra savings. It’s just our way of saying thanks.

    We Customize Your Savings
    We take the time to make sure you get all the condo insurance discounts you are eligible for, because saving money is one way to make achieving your dream just a little easier. You may be eligible for special savings based on things like your age, years as an American Family customer, switching to online billing, and more.

    Smart Payments
    Streamlining your payment habits has its rewards when you take advantage of our AutoPay, Full Pay and Paperless Discounts.

  5. Popular Discounts
    Cruise toward savings with our Multi-Cycle, Multi-Product and Continuous Coverage insurance discounts.

    Smart Payments
    Streamlining your payment habits has its rewards when you take advantage of our AutoPay, Full Pay and Paperless Discounts.

    Riding Experience
    We'll support your safe riding record with our Experienced Rider and Good Driving insurance discounts.

    Safety - Savvy Habits
    You deserve credit for being smart about safety. Save with our Motorcycle Safety Course, Cycle Safety Equipment and Cycle Anti-Theft Equipment insurance discounts.

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    Smart Home
    If your home is equipped with qualifying devices – including a smoke/fire alarm system, burglar alarm or automatic sprinkler system – you could be in for a better rate.

    Bundle Up
    Got a home and a car? Why not bundle your manufactured home and auto policies? You can save time and money when you protect more than one dream with us. 

    Newer Home, Better Savings
    How new is your new home? Ask your agent if you’re eligible for savings based on the age of your house.

    All In The Family
    Is mom or dad an American Family customer? Are you between the ages of 18-30? Then you could save money on your manufactured homeowners policy!

    Home Purchase
    If you’ve purchased a manufactured home within the past three years you’re eligible for this discount, regardless of your home’s age. 

    Paid In Full
    It pays to pay in full. The Customer Full Pay Discount saves you money when you pay your policy in full at time of purchase.

    Go Paperless
    Save a tree and save money by enrolling in online billing and e-delivery of policy documents. Your agent can help you get set up.

    AutoPay
    Save time, stamps, checks and money! When you enroll in automatic funds transfer (AFT) or electronic recurring payments, you qualify for a discount.

  7. Study Up
    Have you completed and passed a boating safety course? Nice work, sailor! You may be eligible for extra savings.

    Safety Feature Add-Ons
    Keeping your boat safe is an important step in protecting your dreams. You may be eligible for extra savings if your boat is equipped with qualifying safety features.

    Customer Full Pay Discount
    It pays to pay in full! In certain states, you could get a discount if you pay your policy premium in full at the beginning of a term.

  8. Multi-Product Discount
    Save money when you protect more than one dream with American Family – like combining your ATV insurance with another product like car or home insurance.

    Multi-Cycle Discount
    Have more than one ATV or motorcycle? Or a family of ATV and cycle riders? Hit the trail to even more savings.

    Experienced Rider Discount
    The more time you have on the trails, the more money you can save. Savings start after one year of riding experience and grow from there.

  9. Customer Full Pay Discount
    It pays to pay.In certain states, you could get a discount if you pay your policy premium in full at the beginning of a term.

    Auto Safety Equipment Discount
    Is your RV equipped with factory-installed air bags, anti-lock brakes, daytime running lights, and/or electronic stability control?  Nice work. You could get a discount on your policy, depending on what state you live in.

    Defensive Driver Discount
    Study up. In certain states, you could get a discount if you complete an approved defensive driving course and meet specific age requirements.