Cruising down the highway on your motorcycle or riding around the lake on your personal watercraft are activities you dream about in the cold winter months. And with warm weather fast approaching, it’s time to get your recreational vehicles tuned up and ready for summer fun. But performing maintenance on your ATV and filling your RV’s gas tank aren’t the only things you need to check off your to-do list — making sure you have the right recreational vehicle insurance coverage is key to protecting the vehicles you work hard for.

Let’s find out if you have the proper coverage in place.

Why Do Your Recreational Vehicles Need Coverage?

Accidents happen — and they can be disruptive and costly. Insurance for your recreational vehicles can help reduce or eliminate your financial burden should the unexpected occur.

Having insurance for your hobby vehicles — like dirt bikes, RVs, jet skis and ATVs — is part of being a responsible recreational vehicle owner. And knowing you’re financially protecting the things you work so hard for gives you peace of mind as you set out on your adventures.

Find coverage for things like:

• Liability protection to help pay expenses associated with things like injuries or property damage
• Collision coverage to protect against loss or damage to your recreational vehicle
• Emergency roadside or waterside service for certain vehicles that breakdown
• So much more!

You work hard all year long for those precious days in the sun, when you can get outside and enjoy the weather. Maybe you’ve been dreaming about finally buying a recreational vehicle of your own. If you have, you know you’ve got a lot of choices, from campers, travel trailers and ATVs to fishing boats and wave runners.

Whatever you choose, purchasing a recreational vehicle can be a big investment — and it’s one you should take seriously. One of the best ways to buy is to do your homework first and then narrow down your choices to those that retain their value best.

When it’s time for your next vacation, you may be thinking about switching things up and renting an RV. Wondering how you can rent an RV? It’s really pretty simple and, in some ways, it works much the same as renting a car. You’ll first fill out an application, either online or at an RV dealer, and they’ll probably need a credit card for a deposit to secure your reservation.

And much like a car rental, you’ll probably need to meet the minimum age requirement to qualify. But because RVs are more complicated and much larger than a car, you may want to find an RV rental group that offers RV training to new customers before you drive off the lot. Try Googling “where to rent an RV” — you’ll likely find a long list of options and rental groups — then, reach out to those that best meet your needs.

Not only can renting an RV save you money, but it offers a whole new perspective on vacation travel. Not sure how to get started? That’s why we’re here! Check out our tips on how to rent an RV, so your first RV adventure goes off without a hitch!

As the leaves fall and the temperature follows suit, our minds drift towards wintry outdoor activities. A snowmobile can be your ticket to a flurry of fun this winter.

But before you run out and buy a snowmobile, there are a few factors you should consider first. For example, if this is your first time shredding the snow, then you’ll want to purchase a beginner’s snowmobile.

Here are some tips to help ensure the snowmobile you purchase is the right one for you and your family.