Safety Car Features
Safety plays a big part in our decisions about which car to buy. After all, when you hit the road, you want to do everything you can to make sure you stay protected from the unexpected. There are new car safety features being introduced all the time, and while many safety features come standard with new vehicles, others are optional and may add to the price of your car.
It’s important to understand that the increase in safety features in vehicles comes with an increase in the cost to repair those vehicles if damaged in an accident. Replacing a bumper might not cost much, but a bumper with sensors has technology that’s more expensive to replace.
How does this affect you? Insurance companies are having to pay more to cover the cost of damages when someone files a claim, so as a result, insurance rates may increase to keep up with the expensive technological advances.
That being said, having safety features is a great way to help prevent an accident and you actually can receive a discount for having safe technology in your vehicle.
We’ve highlighted the latest in auto safety features and how they work, so when you head out for a day of car shopping, you’re in-the-know about all the ways you can proactively stay protected on the road.
Forward Collision Warning
This car safety feature tracks a vehicle’s speed and compares it to the vehicle ahead. If the distance is closing too quickly, the system warns the driver to slow down through a visual alert, audible warning, or combination of the two. This warning gives drivers time to brake and avoid a collision.
Automatic Emergency Braking
If the driver doesn’t respond to the forward collision warning, some vehicles also have automatic emergency braking. This car safety feature automatically applies the brakes to slow or even stop the vehicle. Depending on your speed, automatic emergency braking can reduce the severity of a crash or even prevent it completely.
Lane Departure Warning and Lane Keep Assist
The lane departure warning system uses cameras to see road markings. If a driver drifts out of the lane without signaling, then this feature issues an audible or visual warning so the driver can steer the car back into its lane. Some systems also vibrate the driver’s seat or steering wheel to get the driver’s attention. Working along with lane departure warning on some cars is lane keep assist. This will gently nudge the steering wheel in the correct direction to help the driver stay in his lane.
Blind Spot Detection and Rear Cross Traffic Alert
When there’s a vehicle in the blind spot, this car safety feature alerts the driver with an audible or visual warning. Some systems issue a warning only if a car is in your blind spot when you use your turn signal while other systems activate a visual alert any time a car is in the blind spot, even if you’re not signaling to turn. Rear cross traffic alert is another system to help you see what you might miss. When the car is in reverse, it monitors traffic about to drive behind the vehicle and warns the driver of any oncoming cars.
This car safety feature helps you see around corners at night. Instead of headlights that are fixed facing forward, the beams of adaptive headlights turn when you turn the wheel. This angles the lights to the left or right so the driver can better see in the direction where the car is turning.
Safe Driving Discounts
Not only do all these features help keep you and your loved ones safe, they can also help you save money on your auto insurance. A variety of discounts is available based both on your good driving record and your car’s safety equipment. You can find out more about American Family Insurance safe driving discounts here.
The latest car safety features are all designed to one end — keeping you and your family safe. Get savvy about your safety and ask about the features available on your car to make sure you understand how they work.
Understanding how these technologies work is key to using them properly and helping you stay safe when you’re out on the road.