What to Bring When Buying a Car

How exciting is it to walk into a car dealership and drive out in a brand new car. But, if you don’t have the proper paperwork and information with you, you may encounter a roadblock. Here’s an overview of what to bring when buying a car so you’ll be prepared and ready to roll.

Checklist for Buying a Car

This checklist helps you get your ducks in a row so you can zip right through the buying process at the dealership.

Driver’s license. The dealership needs to see that you’re a licensed driver before you drive off in your sweet new set of wheels.

Proof of insurance. Before you put the keys in your new car’s ignition, you’ll want to be insured. After all, it’s required in most states. You can speed up the purchasing process and avoid delays at the dealership by calling your insurance agent in advance to get your new vehicle added to your policy. Be sure to bring your proof of insurance card to the dealer, too.

Payment. Whether you’re using a check, cash, or a loan to make your purchase, you’ll want to have your payment ready. If you’re getting a loan with the dealership you may need additional documents and there will be more paperwork. Smart tip — call ahead and speak to the financing department to see what documents they require, or get pre-approved financing.

Discount information. If you’ve got a discount coming from your credit card company, the dealership, the manufacturer, or anyone else - make sure you have all the necessary information with you so you don’t miss out on the deal.

Trade-In Checklist

If you have a trade-in, you’re going to need a little extra paperwork and preparation to make sure everything goes smoothly.

Certificate of title. Transfer the car title to the dealership so you’re clear of your old vehicle and ready for the new one.

Current vehicle registration. If you’re trading in a car, unless it’s going to be junked, you need to provide the current registration.

Clean the vehicle. You don’t have to get the car washed and detailed, but you’ll want to pull out all of your personal belongings so you don’t get caught up in the deal and forget something that matters to you.

If you’re buying a car out of state there may be additional fees and paperwork, so it’s a good idea to look up that state’s requirements so there aren’t any surprises. In fact, it pays to do a little extra research on state special requirements, as some states have smog and emissions testing or safety inspections, while others do not.

We want to make sure your new ride gets you from point A to point B without any hiccups in between. Connect with an agent to set up your new car insurance so you’re protected the second your new wheels leave the lot.  

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Related Topics: Car Buying