Keep Your Roof in Top Shape
The roof over your head is your home’s first line of defense. All the people and things that matter most live under that roof. That’s why it’s so important to take care of it. With the right maintenance, you can keep your roof performing at its peak for years to come.
Ready Your Roof
Knowing your roof’s current condition can help prevent problems before they occur. Here are some factors that can impact your roof’s performance.
The right insulation and ventilation can save your roof from warping, lower energy costs and reduce moisture.
Solid roof decking helps prevent deterioration from excess movement.
Clean gutters let the water flow and allow snow and ice to slide clear.
Proper flashing, particularly around vents and chimneys, and in valleys, goes a long way to prevent interior water damage.
Repair or Replace?
Mother Nature can be harsh. The hot sun, driving rain, heavy snow, strong winds — they can all cause visible and structural damage to even the strongest of rooftops. Knowing what to look for will keep you on top of the situation. Here are some signs your roof might need some serious TLC:
Curling shingles are a sign of weathering and are highly susceptible to wind and ice damage.
Cracked shingles are typically a result of wind damage. If just a few are cracked, you can probably just replace them. But if the cracking is random and frequent, you should start thinking about a new roof.
Granules in the gutter are normal for a brand new roof. But if your roof has been around for 10 to 15 years, the granules could be a sign it’s time for a new one.
Seeing sunlight from the attic is never a good sign. If you see the light, it’s time to repair or replace.
Sagging is a sign of a structural issue and should be addressed by a professional, soon.
Hire Trusted Roofers
If you’ve given your roof a good review and decided it’s time for repairs or replacement, the next step is to hire roofing contractors you can trust. Find peace of mind by asking a few key questions:
- How long have you been in the business?
- Are you bonded and insured?
- Do you have all the right licenses?
- Can I call your customers for a reference?
- Are you willing to put all agreements, promises and understanding in writing?
The Right Coverage. The Best Support.
If your home, including your roof, is damaged, our homeowners coverage works hard to help you regroup and restore. And while things are being repaired our rebuilt, we’ll help cover temporary housing expenses.
Other coverages. More protection. These optional coverages provide extra peace of mind:
- Roof Replacement Cost Coverage for windstorm and hail
- Cosmetic Hail Damage Coverage for metal roof or siding
The answers you need. Have questions about protecting your home with the right coverage? View our home insurance FAQs.
Need to file a claim? Our industry-leading claims service is focused on helping you regroup and restore, with as little interruption as possible. Let's get started.
Want to make sure you have the right coverage for your home and roof? Your American Family agent is ready to help!