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Manufactured Home Discounts

Manufactured Homeowners Insurance Discounts

American Family Insurance offers several ways to reward your smart habits with discounts and other ways to help you save on your manufactured homeowners insurance. Just like other coverage, your manufactured homeowners premium is based off the total value of your home, along with other factors like its age and the type of construction materials used. But do you know about all the home insurance discounts we offer?

From opting for eco-friendly payment options to bundling your home and auto coverage, we’ve got ways to help you save money. Take a look and learn all about how you can save on home insurance.


How to Save on Manufactured Homeowners Insurance

We’ve got incentives and discounts to help you save more of your hard-earned money. Whether you’ve been a faithful American Family customer for years or you’re considering homeowners coverage with us for the first time, you’re bound to find big savings on your manufactured home coverage with us. So how can you get these discounts?

Explore your bundling options by reaching out to your American Family Insurance agent. Most discounts are applied at the time you purchase your coverage with us, though some vary by state — be sure to review how you can qualify for savings on your manufactured home coverage with your agent. While you’re there, be sure to discuss the discounts listed below:

Smart home discount

If your home is equipped with qualifying smart home devices — including a smoke and fire alarm system, burglar alarm or automatic sprinkler system – you could be in for a better rate.

Multi-policy discount

Got a home and a car? Why not bundle your manufactured home and auto policies? You can save time and money when you protect more than one dream with us. Get a bundled insurance quote to find out what you can bundle and how much you can save with a multi-policy discount.

New home discount

How new is your new home? If your manufactured home is less than four years old, that could qualify you for our new home discount! Remember to ask your agent if you’re eligible for savings based on the age of your house.

Full pay billing discount

It pays to pay in full. The customer full pay discount saves you money when you pay your policy in full. 

Paperless billing discount

Save a tree and save money by enrolling in online billing and e-delivery of policy documents. Your agent can help you get set up. Find out how you can go paperless and start saving.

Auto Pay billing discount

Save time, stamps, checks and money! When you enroll in automatic funds transfer (AFT) or electronic recurring payments, qualify for an Auto Pay discount. Learn more about our Auto Pay discount options and save.

Customized Manufactured Home Insurance

What savings do you qualify for? Your local American Family agent can help you find every possible way to cut your costs. Get in touch with an agent today. Interested in more discounts? Check out our insurance discounts for additional savings.


*The average customer who bundles can save these discounts on each policy. Discount and savings amounts and eligibility will vary. Some restrictions apply. Discounts may vary by state, property policy form and company underwriting the manufactured homeowners policy. Discounts may not apply to all coverage on a property policy.