Your auto shop is a busy place. From blown head gaskets to broken fan belts — every day brings new surprises and new risks that can put your business up on blocks in a hurry. Trust American Family Insurance to keep your shop running smoothly so you can focus on doing the same for your customers’ vehicles.
American Family’s auto service and repair shop coverage is powered by protection custom-built for the needs of garage owners who repair cars and trucks and aren’t considered a motor vehicle dealership. Take a look:
Garagekeepers coverage. Provides physical damage coverage for your customers’ vehicles while in your care, custody or control. Customize by choosing coverage that pays only for damages you’re legally liable for or coverage that pays for damages to your customers’ vehicles regardless of your legal liability.
Garage liability coverage. Provides liability coverage for accidents arising from your garage operations resulting in bodily injury, or property damage.
Building and business personal property. Provides coverage for your buildings and business personal property such as tools and computers.
Business income and extra expense. Provides coverage for actual loss of business income if your operations cease due to a covered loss and extra expenses incurred due to the loss.
Important business documentation coverage. Even in today's electronic society businesses generate mountains of critical documents. Losing them could be damaging to your business. Coverages like Accounts Receivable, Electronic Data and Valuable Papers helps repair, replace or restore your electronic and printed business records.
Additional coverages to consider
- Commercial umbrella insurance
- Workers compensation insurance
- Commercial auto insurance
Employment practices liability
- Life insurance
This is only a brief description of coverages. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Please check with your agent and read the policy for exact details on coverages and exclusions.