Business Insurance Coverages
Protect your livelihood with a customizable business insurance policy that fits your needs.
Business Insurance Policy
Business insurance helps you protect your dreams. Whether you work with a team or do it all yourself, the right coverage can help secure everything you've worked for.
What does a business insurance policy cover?
Business Insurance Coverage Types
Our coverages are tailored to different industries. Learn more about each policy type to find the best one for your business.
Contractor Insurance Coverage
Our contractor insurance coverage is designed for contractors such as painters, landscapers and plumbers. You may qualify and benefit if you are self-employed and work alone or have a team of employees.
An A/C technician you employ falls from a ladder while inspecting a vent. Our workers compensation and employer liability coverages for contractors can help financially protect you.
Commercial Office Coverage
Commercial offices are workspaces for conducting business, storing documents and keeping vital equipment. Our commercial office coverage protects business equipment within your space, and you can customize it to fit your needs.
Your office’s expensive copy machine shorts out. You can cover its repair cost with property protection through our commercial office coverage.
Landlord Insurance Coverage
Whether your rental property or condo association is made up of one building or many, our landlord insurance coverage can deliver support and protection tailored to your needs.
Debris from a windstorm damages your duplex’s exterior. Building coverage under our landlord insurance plan makes it easier to pay for repairs.
Retail Business Insurance Coverage
Physical and online stores alike can benefit from this coverage. Customize your retail business insurance to protect your inventory, customers and income.
A fire breaks out in your bookstore, destroying and damaging most of your inventory. Having business personal property coverage in your retail business policy can help you replace it.
Business Insurance Coverages & Add-Ons
Customize your insurance policy with coverages that protect your business.
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*The information on this web page represents only a brief description of coverages and may or may not be part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts may only apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
**American Family Insurance is a participating company in the National Flood Insurance Program (NFIP). NFIP is managed by the Federal Emergency ManagementAgency (FEMA), a component of the U.S. Department of Homeland Security (DHS). Flood insurance is a separate policy underwritten by NFIP.