Adventure Awaits
Motorcycle coverages

Motorcycle Insurance that Keeps Your Dreams Moving Forward

When it’s just you, your motorcycle and the open road, life’s possibilities are just about limitless. That’s why our motorcycle insurance works hard to inspire and protect your adventurous spirit!

Hit the road with smart, customized coverage and the support of your very own American Family Insurance agent – no matter what dream-inspiring journeys you find yourself on. Find your agent today.

Motorcycle Insurance Coverages

Whether it’s a scooter for getting around town, or a touring cycle for those cross-country treks you’ll never forget, our protection can be designed just for you.

We Cover Your Motorcycle
Put yourself at ease. We'll help to repair or replace your motorcycle with collision coverage for crashes, and comprehensive coverage for theft, fire or storms. Have you tricked out your motorcycle with extra chrome, saddlebags or a trailer? Our policy automatically gives you $3,000 of customization coverage, with higher limits available.

We Protect Your Gear & Apparel
Get up to $1,000 for safety apparel coverage, from your helmet to your boots.

We Help Protect Your Future
We all make mistakes. If you accidentally hurt someone or damage their property, our liablility coverage will help keep you financially protected, so you can keep your future plans right on track.

We Give You Extra Support
So, you've accidentally backed your bike into your car. Now what? With our Collision Deductible Waiver, if both your motorcycle and car are insured by us, we'll waive one of the deductibles. Also, we offer Earned Accident Forgiveness if you have a clean record and proof of 5 years' worth of prior insurance.

Extra Coverage, Extra Peace of Mind

When life's journey takes you on unexpected twists and turns, these add-on coverages can help keep your dreams in motion.

Medical Expense Coverage
If you're hurt while on your motorcycle, this will help pay for medical care to get you back to your old self.

Uninsured Motorist Coverage
This protects you if you or anyone riding on your motorcycle is hurt in an accident that was caused by an uninsured vehicle, or a hit-and-run driver.

Underinsured Motorist Coverage
This helps pay for the balance when another driver is at fault and doesn't carry enough insurance.

Emergency Road Service
Did your bike break down?Got a flat tire?Have a dead battery? With this inexpensive coverage all it takes a call to 1-800-MYAMFAM anywhere, anytime, to get help and get back on the road.

For more information see our motorcycle insurance FAQs.

Have questions about what kind of motorcycle insurance to get? An American Family Insurance agent near you is ready to help you choose what policy and price is right for you.