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Renters Insurance Coverage

Build a custom renters insurance policy with standard and add-on coverages that fit your needs.

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Standard Renters Insurance Policy

Our standard renters insurance protects you from covered losses associated with your personal property, personal liability exposure and additional living expenses.
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What does renters insurance cover?

Renters Insurance Coverage Types

Our coverage protects you inside, outside and on the go.
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Coverage for Your Things

Personal property coverage (Coverage C) helps replace or repair items such as clothing, jewelry, appliances, furniture and electronics.
Your apartment is broken into while you’re at work. Many of your valuables are stolen, including your new television. This portion of your renters insurance policy can help you replace them.

Coverage When Accidents Happen

Personal liability (Coverage E) and medical expense (Coverage F) provide financial protection for property damage, injury to others and may help pay related medical expenses.
You host a game night, and one of your guests slips and breaks their arm. These coverages may help provide you with protection from associated costs resulting from your guest’s injuries up to your policy’s limits.
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Coverage for Living Expenses

Loss of use coverage (Coverage D) helps pay for expenses, such as hotel stays and food, should your home become unlivable.
You have a kitchen fire and need to move out while repairs are made. This portion of your renters insurance policy helps you pay for a hotel and other associated costs such as food, mileage and utilities up to your policy limits.

Renters Insurance Add-Ons

Want to protect something that’s not included in standard renters insurance? Customize your policy with optional coverages.
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Add-Ons for More Events & Parts of Your Living Space

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Add-Ons Based on How You Use Your Living Space

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Add-Ons for Personal Property & Identity

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Renters Insurance Discounts

Looking to save some money on your renters insurance policy? Take advantage of the following discounts:
  • Multi-product discount
  • Loyalty discount
  • Generational discount (not available in WA)
  • Paperless discount
  • AutoPay discount
  • Customer full pay discount
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How much renters insurance do you need?

You can estimate your coverage needs by adding how much it would cost to replace your belongings in the event of an accident. Make sure to include add-ons for your pet, high-value items and identity protection.

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90+ Years

Over 90 years in business protecting our customers

12 Million Customers

Reliable, quality coverage for customers across 19 states

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