Image of a home inspector checking out a skylight window.

Home Appraisal & Inspection Costs

Updated January 1, 1 . AmFam Team

Home appraisals and inspections are an important step in the home buying or selling process. Learn how much they cost, what the costs consist of, who pays them and more from American Family.

After you’ve spent long hours shopping and viewing homes, you finally find the perfect place that fits your needs and your budget. And then, your offer gets accepted. Now what? It’s time for an inspection and appraisal. But how much does a home appraisal cost? And what do you know about inspection fees? On average, inspection and appraisal fees can cost anywhere from $300 - $450 for the inspection fee, and from $300 - $600 for the appraisal fee.

In some cases, these expenses can climb higher depending on the size of the home and the services you request. Take a look at these appraisal and inspection details to help you understand what you’re paying for and to learn about when these payments are due.


Getting an idea of your prospective home’s condition and it’s market value are two very important pieces of information that you’ll want to have before you agree to purchase a home. With these services, you’ll have a better understanding of the value of the house, and the age and lifespan of appliances and your home’s systems.

While you’re reviewing the reports from your appraiser and inspector, get in touch with your American Family Insurance agent (Opens in a new tab). They’ll help you to act on the information in these reports by building a policy that’s customized to meet the needs of your new home.

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