Updated September 5, 2021 . AmFam Team
While it’s tempting to put the pedal to the metal to get to your destination faster, speeding is a dangerous driving behavior. Let’s dive into how speeding is defined, and how you can avoid speeding so you’ll have the maximum KnowYourDrive® discount.
While speeding is technically anytime you are moving faster than the posted speed limit, KnowYourDrive defines speeding at going 10 miles per hour faster than the posted speed limit.
While you may speed and not get in an accident, the fact remains that speeding not only increases your chance of getting in an accident, but it also increases the severity when an accident does occur. According to the Insurance Institute for Highway Safety (Opens in a new tab), speeding influences the risk and severity of an accident in four key ways:
Even if you consider yourself a safe driver, there are always dangers on the road that are out of your control. Speeding increases the chance that those dangers will cause you to get in an accident — and may lead to you being injured as a result.
If you use the KnowYourDrive app and notice that you speed more than the average driver — or more than you’d like — you can follow some simple tips to train yourself to slow down:
It’s easy to forget that in every car is someone just like you. Slow down to help keep you and them safe.
Setting a consistent speed using cruise control can help you stop speeding, but it’s best when the speed limit will be the same for a long stretch of road. It’s also important to continue paying attention to the road so you can react to any need to slow down.
Your car’s speedometer will tell you how fast you’re going, so be sure to check it often and slow down when you’re going over the speed limit. It’s important to note that your speedometer can become less accurate and become out of alignment. If you notice often you’re passing cars but going the speed limit, consider visiting your auto repair shop and checking your speedometer’s accuracy.
If you’re running late, chances are you may speed to get where you need to be on time. Using your phone’s alarm features, practice giving yourself enough time to get ready. That way you’ll have time to drive with less of desire to speed up.
Like hard braking, speeding can be caused by stress or anxiety. Take a deep breath, practice relaxation techniques and remain calm while driving.
By driving responsibly and keeping these tips in mind, you’ll avoid speeding and save more on your auto insurance discount with KnowYourDrive. For more great tips on driving safely, check out our on the road resources and articles.