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Renters Insurance

An Easy, Low-Cost Way to Protect Your Belongings

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Protect the things that make you, you, at a low cost. Average renters insurance policies are often less than $15 a month.


Get the very best service. We’re proud to be included in the Forbes and Statista “America’s Best Insurance Companies” award list.

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Save money on your premium with a variety of available discounts, such as bundling your renters and auto insurance.

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Quoting Pro Tips

  • Provide some basic info about your rental.
  • Be ready to tell us the cost to replace your belongings. We have a handy calculator here you can use if you need help.
  • Review and purchase. If you want expert help, you can find an agent near you and quote with them instead of online.

What is Renters Insurance?

All your renters insurance questions, answered.

What’s covered by renters insurance? Learn more about rental insurance coverage options, discounts, and get a quote from American Family Insurance.
Renters insurance is an easy and affordable way to protect your personal property, provide liability coverage and even has your back on the go. Learn more here.
American Family Insurance is ready to answer any questions you may have about renters insurance. Check out some frequently asked questions.

  1. Renters insurance is similar to a homeowners policy, but is designed to fit the needs of someone renting an apartment, home, condo or other type of property. A renters policy covers your personal property if it’s damaged by a covered event, like theft, fire or a storm. And it includes liability coverage for medical bills and lawsuits if a guest is accidentally injured in your apartment or home. It’ll even cover you for additional living expenses if your place becomes unlivable due to a covered event.

    Whether at home, at work or traveling across the country, renters insurance has your back. Take a look at the benefits of having renters insurance for your apartment or home with American Family Insurance and gain peace of mind that you’re protecting everything that matters most.

  2. Renters insurance doesn’t cost as much as you think. There are a number of factors — like location, the estimate of your possessions and added coverage — taken into account when determining your cost, so the price for renters insurance will be different for everyone. But for the most part a typical premium for renters insurance is usually less than the price of one dinner out with friends a month.

    Renters insurance is designed to help protect you financially from unexpected instances, so the cost of your renters insurance shouldn’t break the bank. On average, many people pay between $10-$20 a month for renters insurance. You may pay more if you add on coverages or increase your personal property or liability limits, but renters insurance is meant to be an affordable way to help you protect the things you work hard for.

  3. We think so.

    Consider all of your personal property, like clothing, electronics and furniture — your things add up quicker than you think! If the unexpected were to occur and you had to replace all of your belongings, would you have enough to cover the cost? Renters insurance is a smart, affordable way to help protect your pockets from potentially expensive unexpected events.

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Get the Right Coverage: Questions to Ask Your Agent

We've highlighted some key things for you to discuss with your agent so that you can be sure you get the right coverages for your stuff. Check out our helpful guide.

View the Resource >

Renters Benefits From American Family Insurance

Bundle & Save

Save up to 5% when you bundle your renters and auto policies with American Family Insurance.*

Easy Account Access On-the-Go

Download our MyAmFam App to pay bills and get your proof of insurance cards in just a few taps!

24/7 Claims Support

Nobody looks forward to making a claim, but our industry-leading claims experience is fast, convenient and 100% focused on getting you back to what matters most with as little interruption as possible.

Cross Renters Insurance Off Your To-Do List

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Prefer to work with an expert? Find an agent >

*Customers who bundle auto and renters policies may save up to 5% on both policies together (as of January 2022). Discounts may vary by state, property, policy form and company underwriting the auto and/or property policy. Discounts may not apply to all coverages on an auto or property policy.

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