Bundle home and auto insurance to save up to 40%³
Why bundle your home and auto insurance with American Family Insurance?
Save
Bundle home and auto insurance and save up to 40%.3 You may also qualify for DriveMyWay5, with a rate based on your driving, or MilesMyWay6, for lower-mileage savings.
Simplify
Manage your policies in one place. View documents, make payments, and keep track of your coverage online through My Account or the MyAmFam mobile app.
Protect more
When you combine home and auto insurance, you get coordinated coverage through one insurer that’s easier to review and tailor to your needs.
What does it mean to bundle home and auto insurance policies?
A car and home bundle means you get your homeowners and auto policies from the same insurance company. With your house and car insurance combined, you may qualify for a multi-policy discount4 and enjoy the convenience of managing coverage in one place.
Pro Tip
Save up to 40% when you bundle your home and auto insurance today³. And check out our other insurance discounts.⁴
Explore other popular insurance bundles and save
Your insurance needs may go beyond just your home or car. American Family Insurance offers more ways to bundle, so you can protect more of what matters in one place.
Home, auto, and umbrella
For added liability protection
Home, auto, life, and umbrella
For more complete protection
Auto and renters
For simple, affordable bundled coverage
Specialty coverage like boat, motorcycle, snowmobile, or RV insurance
Added to your home or auto policy
What does each policy cover?
Policy | High-level overview | What it typically helps cover⁴ |
|---|---|---|
Homeowners insurance | Financial protection for your home's structure, your belongings and more. | Dwelling coverage: the physical structure of your home and other structures (like a garage or fence); Personal property: furniture, electronics, clothing; Personal liability and loss of use: if a covered loss makes your home unlivable. |
Auto insurance | Helps protect you if you cause an accident. | Liability: injury/property damage to others; Optional coverages include: collision, comprehensive, medical payments/personal injury protection (where available), and uninsured/underinsured motorist (where available) |
Get a custom home and auto bundle quote
- Affordable coverage that fits your budget
- No-hassle account management with the MyAmFam app
- Potentially save up to 40%3
Additional resources
Frequently asked questions about bundling car and home insurance
1. This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
2. Refer to your policy documents for coverage limit details. Coverage applies to covered losses only after your individual property & coverage specific deductible(s) has been met. Please speak with your agent to learn more about your coverage options.
3. Customers who bundle home and auto insurance policies may save up to 40% on both policies together (as of June 2025). Discounts include Multiproduct, Auto Pay, Paperless, and DriveMyWay. Products, pricing, and availability vary based on the way you purchase insurance and by state, property, policy form and company underwriting the home and/or auto policy. Discounts may not apply to all coverages on a home or auto policy.
4. Discount, savings and product eligibility varies based on the way you purchase insurance, by state, property type and policy form. Discounts may not apply to all coverages on an auto or home policy. Exclusions may apply.
5. DriveMyWay plans & discounts may vary by state. Rate will vary based on driving behavior. Unsafe driving behaviors may increase your rate. Products, pricing, and availability vary based on the way you purchase insurance and by state, vehicle type, policy form and company underwriting the auto policy. Some restrictions may apply. The DriveMyWay rate factor applies only to these coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense and personal injury protection. Additionally, the rate factor does not apply to fixed fees that are part of the policy. Customer driving data from the DriveMyWay & KnowYourDrive program were used to inform rate structure. If you choose to unenroll anytime after the trial period ends, we’ll use your latest program score when calculating your rate at future renewals.
6. MilesMyWay savings apply only to the following variable coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense, underinsured and uninsured and personal injury protection. Additionally, the savings do not apply to fixed fees that are part of your policy. Savings are applied to the vehicle-specific premium, not a customer’s overall premium. Availability varies based on the way you purchase insurance and by state. High mileage driving may result in you losing your discount. Exclusions may apply.