protect your livelihood
Farm and Ranch Insurance

Farm and Ranch Insurance

Farming and ranching is more than what you do – it’s who you are. You’re up before the rooster crows and your day doesn’t end until the last chore is done. American Family Insurance has been protecting hard working farmers, just like you, for nearly 90 years by providing the customized coverage you need to protect your hard-earned dreams.

Our farm and ranch agents are part of your community. They know how much your farm means to you. So if you’re not sure what type of coverage you need, trust an American Family agent to help you build the right policy. Find your agent today for a farm insurance quote.

Farm and Ranch Insurance Coverage

We protect your farm or ranch with customizable coverage that lets you build a single, hardworking policy that protects your special insurance needs.

Dwelling coverage. Protection for your home and possessions against fire, lightning, windstorms, hail, and most accidental losses including vandalism and theft.

Farm personal property coverage. Protection for your animals, feed, machinery, and equipment.

Fair rental value. Pays the fair rental value of your home if it becomes uninhabitable due to a covered loss.

Farm outbuilding coverage. Helps protect your barns, machine sheds, detached garages, or other outbuildings.

Farm liability coverage. Protection for the unexpected — including bodily injury, medical expenses, or property damage.

Additional living expenses. Pays for increases in living expenses if you have to move out of your home due to a covered loss.

Added Coverage, Extra Peace of Mind

Equipment breakdown coverages. This optional endorsement covers a direct physical loss to your covered equipment due to an accident.

Farm income coverage. Add this endorsement to your base coverage to get reimbursed for loss of farm earnings and extra expense and/or farm rent when your covered property is damaged by an insured peril.

Replacement cost coverage for irrigation systems. Optional coverage provides replacement cost for irrigation systems when pre-specified conditions are met.

Additional property coverages. Optional coverage, extra protection including increased limits on borrowed machinery, additional livestock hazards and more.

Supplementary coverages. Extra protection built into your policy for fire department service charges, debris removal, signs, fences, trees, and more.

Other coverages. Complete protection including replacement coverage for outbuildings, medical expense coverage for employees, peak season coverage that provides increased coverage for specific periods of time, and more.

American Family Insurance is Rooted in Farming

We’ve been protecting farmers and ranchers for almost 90 years, learning and gathering experience along the way to better cover your livelihood. Our loss and risk control resource center, helps you reduce claims and losses through informative and instructive safety and risk management information.

Ready for your Farm and Ranch Insurance Quote?

When you’re ready, an American Family Insurance agent near you will be happy to help you choose the right coverage for your unique farming or ranching situation. Connect with your agent today to find insurance that works as hard as you do.

*These summaries represent only a brief description of select coverages. Coverage features and limits vary by state. Some products are not available in every state. Talk to your American Family Insurance agent who can help who can help you discover which options are smartest for protecting your unique dreams.