Farm Structure and Outbuilding Insurance
Your farm or ranch is more than just a business — it’s your way of life. And having the proper protection in place is key to protecting everything you work so hard for. You protect your crops, animals and your home with the right coverages, but do you have the right insurance in place for all the buildings on your property? Let’s take a look at how outbuilding insurance ensures your farm structures are protected from the unexpected.
What Is Farm Outbuilding Insurance?
Your farm policy can be customized to include farm outbuilding coverage that provides protection against damage to the buildings and structures on your farm or ranch. This is separate from your dwelling coverage on your policy, which includes coverage for your home. In order for your outbuildings to be covered, they’ll need to be listed on your farm and ranch insurance policy.
What Types of Farm Structures are Covered?
Your farm or ranch wouldn’t be successful without all the pieces that help it run smoothly — and that includes the structures on your property. That’s why making sure you have the proper insurance is so important. What buildings are covered by your outbuilding insurance?
Common structures include:
- Cold storage structures
- Potato storage sheds
- Water pumps, motors and other outdoor equipment used for the operation of the building
Farm Outbuilding Insurance Coverage
Your outbuilding coverage protects you similarly to how your home is protected. When you have outbuilding insurance, you’ll be covered for damages from the following: