Agriculture Business Insurance
Agriculture business, also known as agribusiness, is a rewarding occupation that continues to develop and meet the needs of an increasingly global market. While running a commercial agribusiness comes with many benefits, it’s important to understand your options to protect the potential risks that accompany it. That’s where we step in.
American Family Insurance provides protection across your entire business, including farm equipment, livestock, outbuilding insurance coverages and your dwelling. Here’s what you need to know about agriculture insurance to make sure your business is properly protected from the unexpected.
Who Needs Agribusiness Insurance?
Do you need agriculture insurance? Any type of operation is susceptible to risks, such as crops being destroyed from a natural disaster, employees being hurt on the job or other liability hazards. Having agriculture insurance is important for any farmer who wants to safeguard their investment.
Your agent can help tailor your coverages to protect your property, equipment and workforce above the protection offered by a general farm insurance policy. Talking with an agent can help you determine exactly what you need for your farm business.
What Types of Operations are Covered?
Common operations covered by agribusiness insurance including the following:
- Dairy farms
- Livestock farms
- Horse farms
- Wholesale nurseries
- Crop farmers
- Cotton growers
- Citrus growers
Agribusiness Insurance Options
The types of farming operations in agribusiness are diverse — which means your insurance needs will be diverse, too. Take a look at the below coverages to get a head start on understanding your coverage options for a full-coverage plan unique to your business.
Livestock insurance. From dairy cows and beef cattle, to sheep, goats and pigs — livestock insurance helps cover your animals from the unexpected. Learn more.
Tractor and farm equipment insurance. This coverage offers a financial safety net in the event your equipment is damaged, causes damage to property or if it causes damage to another person. Learn more.
Outbuilding insurance. Having this coverage protects your farm outbuildings — such as sheds, barns or production buildings — against many unexpected incidents. Learn more.
Farm umbrella liability coverage. A farm/ranch liability umbrella policy adds an extra layer of liability coverage over your primary insurance limits. Learn more.