Electronic Bikes vs Mopeds: Which Way to Go?

Are you in the market for a moped or E-bike but not sure which route to go? With all the options to choose from, it’s important to take the time to find which bike is the right ride for you. That’s where we come in. We’re here to help get you everything you need to know about mopeds and E-bikes to make a smart choice.

Whether you’re looking to breeze around campus, or zip from A to B on two wheels, take a close look at this primer to get in the know on the wide array of E-bike and moped facts. You may find there’s a lot to learn.

The Benefits of a Moped

While people are still buying mopeds, many new arrivals in the E-bike market are getting noticed. Mopeds are the tried-and-true option for getting around town, but they can limit your ability to see the sites in ways that only an E-bike can offer. And as mopeds use gas to get around — which can be an issue with people looking to decrease their carbon footprint — they're becoming less popular. Let’s start by looking at today’s mopeds.

Mopeds have been around for years. Gaining fame in the early 1950’s, mopeds offered a reliable means of travel for people with limited budgets. And they still fill that niche today.

Mopeds have a long track record. Today’s models are much safer and more fuel efficient than earlier models. Because they’ve got time on their side, they’ve gained from a long history of design upgrades.

Mopeds are regulated by state and federal laws. Because they’ve been on the road so long, mopeds are thought to be a motor vehicle in many areas. Some states require riders to have an operator’s license, tags and moped insurance. Check with your local DMV and learn about your state’s moped laws.

Mopeds cost more because you’re getting more. Typically costing more up-front, a new moped can get pricey when compared to an E-bike. Costly items like shock absorbers and automatic breaking systems can add a level of safety.

Mopeds are like a motorcycle. Because they are considered a motorized vehicle, registration, driving school and gas costs all factor into a higher yearly expense when compared to an electric bike. If you live in an area where you have to pay for parking, you’ll have to think about that cost as well.

Insurance can be required. If your moped is over 50cc, the bike will be deemed a motorcycle in many states. If it is, don’t forget to review our options for motorcycle coverage.

Are Electric Bikes a Smarter Choice?

Fast, energy efficient and taking the market by storm, electric bikes are here to stay. Well-built apps get you key details on your bike. Better still, you can ride off-road legally with them, too. In the early 2000’s, electronic bikes started to gain momentum, and since then, they’ve only grown in popularity. Here are some other important details to keep in mind when considering an E-bike.

E-bikes have pedals. This simple feature has made them all the more popular. If you want the chance to exercise while zipping around town, E-bikes are the way to go.

The batteries are getting better. New high-efficiency lithium-ion batteries are increasing both bike speed and ride time. As money for research and development continues to be poured into renewables, E-bike batteries are improving.

E-bikes are typically slower than mopeds. With speeds topping out around 22 mph, that may not be fast enough if you’ve got a long commute. Some high-end E-bikes do get up into the 30 mph range, but most don’t.

E-bikes are not as regulated as mopeds. State licensing and tag processing fees are not usually related to the purchase of an E-bike, making them attractive to people with limited budgets.

E-bikes offer more travel options. Because most states consider E-bikes to be a bicycle, you’ll be able to legally ride them on the street and trails. That includes paved bike trails that are off-limits to mopeds. This is another big win for E-bikes. And E-mountain bikes are also available if you plan to commute via forest trails or on dirt roads.

E-bikes are more tech-heavy. From great apps that get you details on battery charge status to geo-locating info on where you last parked you E-bike, there’s a lot of unique Internet-of-Things tech out there.

Parking an E-bike can be much easier. It’s as simple as finding a bike rack and locking it up. Or carry your E-bike up into your home and charge it inside. Many E-bikes come with portable battery units that easily detach so you can lock up outside and charge inside. Either way, you won’t have to pay to park it.

Electrical bikes are smarter. Apps that help you navigate, remember where you locked up and manage the battery on your E-bike keep you well-informed. Some E-bikes also convert breaking and pedaling energy back to the battery.

So there you have it, the pros and cons for mopeds and E-bikes! There are benefits to each option. Whether you’re going to be traveling across town or across the county, these small bikes pack a big punch and can help you to see your community in new and fun ways.

While you’re considering which bike works best for you, remember to check in with your American Family Insurance agent to see how you can save. From bundling insurance products to going green with paperless billing and policies, there are many great ways to hold onto some extra cash while getting the coverage you need. And then you can rest assured knowing that your ride — whichever way you go — will be insured carefully.


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Related Topics: Recreational , Safe Driving , On The Road , Motorcycle