Car Insurance Requirements in Washington
Car Insurance & Car Insurance Requirements in Washington
Washington Minimum Car Insurance Requirements
To legally drive a vehicle that is registered in Washington you must have one of the following:
- Auto insurance
- Certificate of deposit
- Liability bond
If you decide to purchase liability auto insurance, your policy must have limits of at least:
- $25,000 bodily injury liability for one person per accident
- $50,000 bodily injury liability for any two people per accident
- $10,000 property damage liability per accident
In addition to having car insurance, Washington also requires proof of that insurance during a police stop. Your insurance company will provide you with a proof of insurance card but it is your responsibility to check that it contains the following:
- Name of insurance provider.
- Policy number.
- Effective date of policy.
- Expiration date of policy.
- Description of the insured vehicle(s) and name of insured driver(s).
While the minimum car insurance requirements in Washington are predefined, they are not meant to be a cap on how much coverage you can or should get. You may opt for more coverage than the state minimums to protect your financial assets and your vehicle and/or passengers.
If you’re interested in getting a car insurance quote in Washington, contact your American Family Insurance agent to discuss what type of protection is best for your needs and what discounts may apply in your region.
The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.