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Classic Car

Classic Car Insurance

Classic Car Insurance for the Wheels You Love

Whether you restored the car you drove as a teen, or worked your way to become the proud owner of a classic set of wheels, car enthusiasts like you embody the passion that makes dreams possible.

Your American Family Insurance agent will work with you to create a classic car insurance policy as unique as your wheels. Find an agent and talk shop.

Is Your Car Eligible for Classic Car Coverage?

This isn’t the vehicle you use for daily commutes, grocery runs, or shuttling kids to various activities. In order for your car to qualify for a classic car insurance auto policy, it must be:

  • At least 20 years old
  • A rarity because of unique design and exceptional craftsmanship and condition OR
  • A replica or reproduction of an antique or classic vehicle
  • Maintained for either pleasure or the occasional use in exhibitions, club activities, parades or other functions of public interest

Additionally, this program requires that you have another supporting daily driver vehicle.

Insurance for Classic Cars

Classic cars call for special protection. When it comes to protecting your classic car, American Family Insurance has you covered. We’ll help you build a unique combination of liability, medical expense, uninsured/underinsured motorist, comprehensive and collision coverage that match your needs and your car’s value (determined by evaluation of vehicle’s worth through N.A.D.A. Guide).

Our policy also includes additional coverages such as:

No deductible windshield repair. If your windshield is repaired instead of replaced for a covered comprehensive loss, we’ll waive the deductible. If the repair happens to fail, the windshield will be replaced and the deductible will be applied.

Personal property coverage. Should personal property be damaged or stolen in a covered loss, we’ll automatically cover up to $200 worth of the cost of your personal property. Please note, no additional limits are available for purchase.

Limited pet coverage. If your pet is the vehicle should it be in an accident or stolen, this coverage steps in to help cover costs.


Why Insure Your Antique and Classic Car with American Family Insurance?

Flexible usage. We have no cap on annual miles driven. Your car can be driven anywhere as long as it isn’t used as your daily vehicle for commuting to work, school, or business.

Flatbed towing. Should you need a tow, a flatbed roadside assistance vehicle can be requested to transport your vehicle to the garage where repairs will be made.

Low annual premiums. We provide full coverage for your antique/classic car, and a price that reflects the extra special care and attention you give your vehicle.

All your coverage under one roof. American Family offers a wide variety of insurance coverages, so we can not only cover your antique/classic car, but all your other insurance needs as well.

Get your Classic Car Insurance Quote Today!