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Bodily Injury Liability Insurance Coverage

  • Financial protection for accident-related medical care, legal fees and lost wages
  • Liability coverage for others, such as pedestrians and those involved in an accident caused by you

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What is bodily injury liability insurance coverage?

Bodily injury liability insurance is an auto coverage that helps protect your finances if you cause an accident. It covers medical expenses, lost wages and legal fees related to third-party injuries.
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How Bodily Injury Liability Insurance Protects You 

If you cause an accident, you're responsible for others' accident-related expenses. Learn more about how bodily injury liability insurance helps cover those costs from the following examples. 
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You can use our at-a-glance coverage comparison chart to simplify your auto policy shopping experience. 
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At-Fault Accidents with a Pedestrian 

A jogger darts out in front of your car while you're driving to work. You slam on your brakes immediately but bump into them, and they sustain minor injuries. Bodily injury liability insurance can help cover the pedestrian's resulting medical expenses when you’re at fault in an accident.* 
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Defense Costs and Medical Expenses 

You rear-end the car in front of you, and the driver sustains neck injuries. Unfortunately, they need long-term care and sue you for their pain and suffering. Bodily injury insurance can help cover the other driver's medical expenses and the costs your insurance provider may pay to defend you.* 
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