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Car Coverages

Car Insurance That Protects Your Unique Dreams

Don’t your dreams deserve more than a car insurance card tucked in your glove box? We sure think so.

That’s why our car insurance goes beyond a piece of paper to give you smart, customized coverage and real peace of mind. No matter how your life changes, you can feel confident you’ll have the right protection and support every step of the way.

Not sure how much or what type of coverage is right for you? An American Family Insurance agent is the perfect person to talk to. Find your agent today.

The Confidence of Complete Coverage

Dreams come in all shapes and sizes. Let’s build a policy that fits your life.

Infographic depicting auto tactics

The Answers You Need

Finding the right coverage for your car is important. To build the right policy, you need answers to the right questions. View all car insurance FAQs.

Are you looking for car insurance by state? Whether you’re moving and want a new car insurance quote, curious about the different car insurance laws by state or just want to stay in the know — we’ve got the state by state car insurance information you need.

  1. Our coverage options provide the protection you need to keep your dreams in motion. The above infographic is a quick guide to the main types of coverage we offer. Your American Family agent can help you navigate them to decide which ones make sense for your life and budget. Find your agent.

  2. You might be surprised how affordable car insurance is with American Family. The cost will depend on the policy built for you. You can get a detailed quote based on your unique lifestyle. Get your quote.

  3. American Family Insurance provides a variety of discounts. Contact an American Family agent for details on how to maximize your savings without compromising on great insurance and outstanding service.

  4. It depends. In many cases, if the towing vehicle carries bodily injury and property damage liability, medical expense, personal injury protection, uninsured motorist and underinsured motorist coverages, these coverages will be extended to certain types of eligible trailers.

    However, if you’d like comprehensive and collision insurance for your trailer, it must be purchased separately. Your agent can help you decide which coverages are right for your trailer.

  5. Your deductible is what you'll pay out of pocket before your coverage kicks in. A higher deductible will result in lower premiums, but you’ll pay more out-of-pocket if you make a claim. A lower deductible will result in a higher monthly premium, but will save you money if you file a claim. Still not quite sure what your deductible should be? Your American Family agent can help you build the policy that fits your lifestyle and budget.

  6. Collision insurance covers damage that occurs as a result of a collision with another vehicle or object and applies regardless of who is at fault in the accident. Comprehensive insurance covers damage that occurs as a result of anything other than a collision, for example Mother Nature, fire or vandalism.

  7. If the unexpected happens, we’ll be there every step of the way. Our industry-leading claims service is focused on helping you regroup and restore, with as little interruption as possible. Need to file a claim today? Let’s get started.

    Have more questions? Your local American Family Insurance agent can help. Find your agent today.