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Children's Whole Life Insurance

Life Insurance Policy

  • Secure a low, lifelong rate for your child
  • Financial protection that builds cash value over time

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What is whole life insurance for children?

Our whole life insurance for children gives your kids long-term protection. It stays the same even if their health changes. It also builds cash value and can enable them to buy more coverage at certain times in the future .*
Did you know?
Some factors that affect the cost of life insurance are age, medical history and health. That’s why securing a low, lifelong rate with children’s life insurance is so beneficial.

The Benefits of Whole Life Insurance for Children

Children’s life insurance helps you safeguard your family's future and finances. Learn how a policy can help protect your loved ones and give you peace of mind.
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Long-Term Protection at Lower Premiums

The cost of life insurance typically increases with age. Buying a children's life insurance policy lets you lock in a lower, lifelong premium.

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The Security of Future Insurability

Whole life insurance for kids secures lifelong coverage for them. Even if they become ill later in life, the coverage will be there as long as premiums are met.*

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Cash Value That Grows with Your Children

A children's whole life insurance policy builds cash value over time. The earlier you start, the sooner it accumulates cash value.

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Protection for Their Future

Buying whole life insurance for children is an excellent way to set them up for success. One day, your kids might have a family of their own. A children's life insurance policy can help them protect their families too.

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Guaranteed Purchase Option

Your children's life insurance needs could change as they get older. But you or they can increase their coverage limits after they hit certain milestones.* If you buy whole life insurance for a child from us, the policy can grow with them.

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Three Levels of Coverage

Our coverage options make purchasing whole life insurance for children easier. We offer $25,000; $50,000 or $75,000 policies with 10- and 20-year payment options .**

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Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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Ranked by Forbes

Named one of America’s Best Insurance Companies by Forbes

12 Million Customers

Reliable, quality coverage for customers across 19 states

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